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INSERT INTO `wp_cp_calculated_fields_form_settings` VALUES (1,'Simple Operations','[[{\"name\":\"fieldname5\",\"index\":0,\"title\":\"Simple Sum of two numbers\",\"userhelp\":\"\",\"ftype\":\"fSectionBreak\",\"csslayout\":\"\"},{\"name\":\"fieldname2\",\"index\":1,\"title\":\"First Number\",\"userhelp\":\"\",\"dformat\":\"number\",\"min\":\"\",\"max\":\"\",\"predefined\":\"3\",\"ftype\":\"fnumber\",\"csslayout\":\"\",\"required\":false,\"size\":\"small\",\"formats\":[\"digits\",\"number\"]},{\"name\":\"fieldname6\",\"index\":2,\"title\":\"Second Number\",\"predefined\":\"2\",\"ftype\":\"fnumber\",\"userhelp\":\"\",\"csslayout\":\"\",\"required\":false,\"size\":\"small\",\"min\":\"\",\"max\":\"\",\"dformat\":\"digits\",\"formats\":[\"digits\",\"number\"]},{\"name\":\"fieldname4\",\"index\":3,\"readonly\":true,\"title\":\"Sum\",\"predefined\":\"\",\"userhelp\":\"Note: Sum of First Number + Second Number\",\"eq\":\"fieldname2+fieldname6\",\"ftype\":\"fCalculated\",\"csslayout\":\"\",\"required\":false,\"size\":\"medium\"},{\"name\":\"fieldname7\",\"index\":4,\"title\":\"Sum of selected fields\",\"userhelp\":\"\",\"ftype\":\"fSectionBreak\",\"csslayout\":\"\"},{\"choices\":[\"Item A: $10\",\"Item B: $20\",\"Item C: $40\"],\"choiceSelected\":[true,true,false],\"name\":\"fieldname8\",\"index\":5,\"title\":\"Select/un-select some items\",\"ftype\":\"fcheck\",\"userhelp\":\"\",\"csslayout\":\"\",\"layout\":\"one_column\",\"required\":false},{\"name\":\"fieldname9\",\"index\":6,\"title\":\"Sum of selected items\",\"eq\":\"fieldname8\",\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"csslayout\":\"\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"readonly\":false}],[{\"title\":\"Simple Operations\",\"description\":\"Below you can test two simple and frequent operations.\",\"formlayout\":\"top_aligned\", \"formtemplate\": \"cp_cff_13\"}]]','admin@ewp.live','nketageorgejoe@gmail.com','Contact from the blog...','true','https://stlassetmgt.com/','The following contact message has been sent:\n\n<%INFO%>\n\n','text','true','','Confirmation: Message received...','Thank you for your message. We will reply you as soon as possible.\n\nThis is a copy of the data sent:\n\n<%INFO%>\n\nBest Regards.','text','','','','true','This field is required.','Please enter a valid email address.','Please enter a valid date with this format(mm/dd/yyyy)','Please enter a valid date with this format(dd/mm/yyyy)','Please enter a valid number.','Please enter only digits.','Please enter a value less than or equal to {0}.','Please enter a value greater than or equal to {0}.','Submit','Previous','Next','','1','','0','put_your@email_here.com','25','Reservation','USD','EN','production','0','','15','0','','0','0',NULL,1,'true','180','60','5','font-1.ttf','25','35','200','4','ffffff','000000','Please enter a valid captcha code.',NULL,'',NULL,NULL),(2,'Calculation with Dates','[[{\"name\":\"fieldname1\",\"index\":0,\"title\":\"Check-in\",\"ftype\":\"fdate\",\"userhelp\":\"\",\"csslayout\":\"\",\"predefined\":\"\",\"size\":\"medium\",\"required\":false,\"dformat\":\"mm/dd/yyyy\",\"showDropdown\":false,\"dropdownRange\":\"-10:+10\",\"formats\":[\"mm/dd/yyyy\",\"dd/mm/yyyy\"]},{\"name\":\"fieldname2\",\"index\":1,\"title\":\"Check-out\",\"ftype\":\"fdate\",\"userhelp\":\"\",\"csslayout\":\"\",\"predefined\":\"\",\"size\":\"medium\",\"required\":false,\"dformat\":\"mm/dd/yyyy\",\"showDropdown\":false,\"dropdownRange\":\"-10:+10\",\"formats\":[\"mm/dd/yyyy\",\"dd/mm/yyyy\"]},{\"choices\":[\"Parking - $10\",\"Breakfast - $20\",\"Premium Internet Access - $3\"],\"choiceSelected\":[false,false,false],\"name\":\"fieldname3\",\"index\":2,\"title\":\"Optional Services\",\"ftype\":\"fcheck\",\"userhelp\":\"\",\"csslayout\":\"\",\"layout\":\"one_column\",\"required\":false,\"choicesVal\":[\"10\",\"20\",\"3\"]},{\"name\":\"fieldname4\",\"index\":3,\"title\":\"\",\"userhelp\":\"Note: The cost of the optional services are per each night.\",\"ftype\":\"fSectionBreak\",\"csslayout\":\"\"},{\"name\":\"fieldname5\",\"index\":4,\"title\":\"Total Cost\",\"eq\":\"abs(fieldname2-fieldname1) * (fieldname3+50)\",\"userhelp\":\"The formula is: (checkout - checkin) * (optionals + base rate)<br />Without the optional services the formula would be: (checkout-checkin) * base rate\",\"ftype\":\"fCalculated\",\"csslayout\":\"\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"readonly\":false}],[{\"title\":\"Calculation with Dates\",\"description\":\"The form below gives a quote for a stay in a hotel based in the check-in date, check-out date and some optional services. The base rate used is $50 per night.\",\"formlayout\":\"top_aligned\", \"formtemplate\": \"cp_cff_13\"}]]','admin@ewp.live','nketageorgejoe@gmail.com','Contact from the blog...','true','https://stlassetmgt.com/','The following contact message has been sent:\n\n<%INFO%>\n\n','text','true','','Confirmation: Message received...','Thank you for your message. We will reply you as soon as possible.\n\nThis is a copy of the data sent:\n\n<%INFO%>\n\nBest Regards.','text','','','','true','This field is required.','Please enter a valid email address.','Please enter a valid date with this format(mm/dd/yyyy)','Please enter a valid date with this format(dd/mm/yyyy)','Please enter a valid number.','Please enter only digits.','Please enter a value less than or equal to {0}.','Please enter a value greater than or equal to {0}.','Submit','Previous','Next','','1','','0','put_your@email_here.com','25','Reservation','USD','EN','production','0','','15','0','','0','0',NULL,1,'true','180','60','5','font-1.ttf','25','35','200','4','ffffff','000000','Please enter a valid captcha code.',NULL,'',NULL,NULL),(3,'Ideal Weight Calculator','[[{\"name\":\"fieldname2\",\"index\":0,\"title\":\"Height\",\"userhelp\":\"In centimeters\",\"dformat\":\"number\",\"min\":\"30\",\"max\":\"250\",\"predefined\":\"180\",\"ftype\":\"fnumber\",\"csslayout\":\"\",\"required\":false,\"size\":\"small\",\"formats\":[\"digits\",\"number\"]},{\"choices\":[\"Male\",\"Female\"],\"name\":\"fieldname3\",\"index\":1,\"choiceSelected\":\"Male\",\"title\":\"Sex\",\"ftype\":\"fdropdown\",\"userhelp\":\"\",\"csslayout\":\"\",\"size\":\"medium\",\"required\":false},{\"name\":\"fieldname5\",\"index\":2,\"title\":\"Ideal Weight\",\"userhelp\":\"Formula used:<br />Men: (height - 100)*0.90<br />Woman: (height - 100)*0.85\",\"ftype\":\"fSectionBreak\",\"csslayout\":\"\"},{\"name\":\"fieldname4\",\"index\":3,\"readonly\":true,\"title\":\"Ideal Weight\",\"predefined\":\"\",\"userhelp\":\"Note: Based in the above data and formula\",\"eq\":\"(fieldname2-100)*(fieldname3==\'Male\'?0.90:0.85)\",\"ftype\":\"fCalculated\",\"csslayout\":\"\",\"required\":false,\"size\":\"medium\"}],[{\"title\":\"Ideal Weight Calculator\",\"description\":\"This sample uses a simple formula but with a conditional rule (if male or female). The conditional expression is built using the JavaScript ternary operator. It\'s basically as follows: <em>condition ? value_if_true : value_if_false</em>.\",\"formlayout\":\"top_aligned\", \"formtemplate\": \"cp_cff_13\"}]]','admin@ewp.live','nketageorgejoe@gmail.com','Contact from the blog...','true','https://stlassetmgt.com/','The following contact message has been sent:\n\n<%INFO%>\n\n','text','true','','Confirmation: Message received...','Thank you for your message. We will reply you as soon as possible.\n\nThis is a copy of the data sent:\n\n<%INFO%>\n\nBest Regards.','text','','','','true','This field is required.','Please enter a valid email address.','Please enter a valid date with this format(mm/dd/yyyy)','Please enter a valid date with this format(dd/mm/yyyy)','Please enter a valid number.','Please enter only digits.','Please enter a value less than or equal to {0}.','Please enter a value greater than or equal to {0}.','Submit','Previous','Next','','1','','0','put_your@email_here.com','25','Reservation','USD','EN','production','0','','15','0','','0','0',NULL,1,'true','180','60','5','font-1.ttf','25','35','200','4','ffffff','000000','Please enter a valid captcha code.',NULL,'',NULL,NULL),(4,'Pregnancy Calculator','[[{\"name\":\"fieldname1\",\"index\":0,\"title\":\"Enter the first day of last menstrual period\",\"ftype\":\"fdate\",\"userhelp\":\"\",\"csslayout\":\"\",\"predefined\":\"01/01/2013\",\"size\":\"medium\",\"required\":false,\"dformat\":\"mm/dd/yyyy\",\"showDropdown\":false,\"dropdownRange\":\"-10:+10\",\"formats\":[\"mm/dd/yyyy\",\"dd/mm/yyyy\"]},{\"name\":\"fieldname4\",\"index\":1,\"title\":\"\",\"userhelp\":\"Note: The dates below are approximate calculations. The real date may be slightly different.\",\"ftype\":\"fSectionBreak\",\"csslayout\":\"\"},{\"name\":\"fieldname5\",\"index\":2,\"title\":\"Conception Date\",\"eq\":\"cdate(fieldname1+14)\",\"userhelp\":\"\",\"ftype\":\"fCalculated\",\"csslayout\":\"\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"readonly\":false},{\"name\":\"fieldname6\",\"index\":3,\"title\":\"Due Date\",\"eq\":\"cdate(fieldname1+40*7)\",\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"csslayout\":\"\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"readonly\":false}],[{\"title\":\"Pregnancy Calculator\",\"description\":\"The form below calculates the conception date and due date based in the first day of last menstrual period. The calculated values are converted to date again after the calculation.\",\"formlayout\":\"top_aligned\", \"formtemplate\": \"cp_cff_13\"}]]','admin@ewp.live','nketageorgejoe@gmail.com','Contact from the blog...','true','https://stlassetmgt.com/','The following contact message has been sent:\n\n<%INFO%>\n\n','text','true','','Confirmation: Message received...','Thank you for your message. We will reply you as soon as possible.\n\nThis is a copy of the data sent:\n\n<%INFO%>\n\nBest Regards.','text','','','','true','This field is required.','Please enter a valid email address.','Please enter a valid date with this format(mm/dd/yyyy)','Please enter a valid date with this format(dd/mm/yyyy)','Please enter a valid number.','Please enter only digits.','Please enter a value less than or equal to {0}.','Please enter a value greater than or equal to {0}.','Submit','Previous','Next','','1','','0','put_your@email_here.com','25','Reservation','USD','EN','production','0','','15','0','','0','0',NULL,1,'true','180','60','5','font-1.ttf','25','35','200','4','ffffff','000000','Please enter a valid captcha code.',NULL,'',NULL,NULL),(5,'Lease Calculator','[[{\"name\":\"fieldname2\",\"index\":0,\"title\":\"Loan Amount\",\"userhelp\":\"\",\"dformat\":\"number\",\"min\":\"\",\"max\":\"\",\"predefined\":\"20000\",\"ftype\":\"fnumber\",\"csslayout\":\"\",\"required\":false,\"size\":\"small\",\"formats\":[\"digits\",\"number\"]},{\"name\":\"fieldname6\",\"index\":1,\"title\":\"Residual Value\",\"userhelp\":\"\",\"predefined\":\"10000\",\"ftype\":\"fnumber\",\"csslayout\":\"\",\"required\":false,\"size\":\"small\",\"min\":\"\",\"max\":\"\",\"dformat\":\"number\",\"formats\":[\"digits\",\"number\"]},{\"name\":\"fieldname7\",\"index\":2,\"predefined\":\"7.5\",\"title\":\"Interest Rate %\",\"ftype\":\"fnumber\",\"userhelp\":\"\",\"csslayout\":\"\",\"required\":false,\"size\":\"small\",\"min\":\"\",\"max\":\"\",\"dformat\":\"number\",\"formats\":[\"digits\",\"number\"]},{\"name\":\"fieldname8\",\"index\":3,\"title\":\"Number of Months\",\"dformat\":\"number\",\"predefined\":\"36\",\"ftype\":\"fnumber\",\"userhelp\":\"\",\"csslayout\":\"\",\"required\":false,\"size\":\"small\",\"min\":\"\",\"max\":\"\",\"formats\":[\"digits\",\"number\"]},{\"name\":\"fieldname5\",\"index\":4,\"title\":\"\",\"userhelp\":\"Results based in the data entered above:\",\"ftype\":\"fSectionBreak\",\"csslayout\":\"\"},{\"name\":\"fieldname4\",\"index\":5,\"readonly\":true,\"title\":\"Monthly Payment\",\"predefined\":\"\",\"userhelp\":\"\",\"eq\":\"prec((fieldname2*fieldname7/1200*pow(1+fieldname7/1200,fieldname8)-fieldname6*fieldname7/1200)/(pow(1+fieldname7/1200,fieldname8)-1),2)\",\"ftype\":\"fCalculated\",\"csslayout\":\"\",\"required\":false,\"size\":\"medium\",\"dformat\":\"number\"},{\"name\":\"fieldname9\",\"index\":6,\"title\":\"Total Payment\",\"readonly\":true,\"eq\":\"prec(fieldname4*fieldname8,2)\",\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"csslayout\":\"\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\"},{\"name\":\"fieldname10\",\"index\":7,\"title\":\"Interest Amount\",\"eq\":\"prec(fieldname6+fieldname9-fieldname2,2)\",\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"csslayout\":\"\",\"predefined\":\"\",\"required\":false,\"size\":\"medium\",\"readonly\":false}],[{\"title\":\"Lease Calculator\",\"description\":\"This sample uses a more complex formula for a lease calculator. It includes the \\\"power\\\" (pow) and \\\"precision\\\" (prec) functions.\",\"formlayout\":\"top_aligned\", \"formtemplate\": \"cp_cff_13\"}]]','admin@ewp.live','nketageorgejoe@gmail.com','Contact from the blog...','true','https://stlassetmgt.com/','The following contact message has been sent:\n\n<%INFO%>\n\n','text','true','','Confirmation: Message received...','Thank you for your message. We will reply you as soon as possible.\n\nThis is a copy of the data sent:\n\n<%INFO%>\n\nBest Regards.','text','','','','true','This field is required.','Please enter a valid email address.','Please enter a valid date with this format(mm/dd/yyyy)','Please enter a valid date with this format(dd/mm/yyyy)','Please enter a valid number.','Please enter only digits.','Please enter a value less than or equal to {0}.','Please enter a value greater than or equal to {0}.','Submit','Previous','Next','','1','','0','put_your@email_here.com','25','Reservation','USD','EN','production','0','','15','0','','0','0',NULL,1,'true','180','60','5','font-1.ttf','25','35','200','4','ffffff','000000','Please enter a valid captcha code.',NULL,'',NULL,NULL),(6,'Investment Calculator','[[{\"form_identifier\":\"\",\"name\":\"fieldname4\",\"shortlabel\":\"\",\"index\":0,\"ftype\":\"fcurrency\",\"userhelp\":\"The minimum amount you can save is ₦1,000\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"How much do you want to save? (₦)\",\"predefined\":\"\",\"predefinedClick\":false,\"required\":false,\"exclude\":false,\"readonly\":false,\"numberpad\":false,\"spinner\":false,\"size\":\"small\",\"currencySymbol\":\"₦\",\"currencyText\":\"\",\"thousandSeparator\":\",\",\"centSeparator\":\".\",\"noCents\":false,\"min\":\"1000\",\"max\":\"\",\"formatDynamically\":true,\"twoDecimals\":true,\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname5\",\"shortlabel\":\"\",\"index\":1,\"ftype\":\"fdropdown\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"How often do you want to save?\",\"size\":\"medium\",\"required\":false,\"exclude\":false,\"toSubmit\":\"text\",\"merge\":0,\"choiceSelected\":\"\",\"select2\":false,\"multiple\":false,\"vChoices\":1,\"showDep\":true,\"choices\":[\"Daily\",\"Weekly\",\"Monthly\",\"Annually\"],\"optgroup\":[false,false,false,false],\"choicesVal\":[\"365\",\"52\",\"12\",\"1\"],\"choicesDep\":[[],[],[\"\"],[]],\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname6\",\"shortlabel\":\"\",\"index\":2,\"ftype\":\"fnumber\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"How long do you want to save for? (in months)\",\"predefined\":\"\",\"predefinedClick\":false,\"required\":false,\"exclude\":false,\"readonly\":false,\"numberpad\":false,\"spinner\":false,\"size\":\"small\",\"thousandSeparator\":\"\",\"decimalSymbol\":\".\",\"min\":\"1\",\"max\":\"\",\"formatDynamically\":false,\"dformat\":\"digits\",\"formats\":[\"digits\",\"number\",\"percent\"],\"fBuild\":{},\"parent\":\"\"},{\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"form_identifier\":\"\",\"name\":\"fieldname7\",\"shortlabel\":\"\",\"index\":3,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"(1+(interest rate/frequency)\",\"predefined\":\"\",\"required\":false,\"exclude\":false,\"size\":\"medium\",\"eq\":\"(1+(0.1/fieldname5))\",\"min\":\"\",\"max\":\"\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\"\",\"readonly\":true,\"currency\":false,\"noEvalIfManual\":true,\"formatDynamically\":false,\"hidefield\":true,\"fBuild\":{},\"parent\":\"\"},{\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"form_identifier\":\"\",\"name\":\"fieldname8\",\"shortlabel\":\"\",\"index\":4,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"(How long save for/12) x frequency\",\"predefined\":\"\",\"required\":false,\"exclude\":false,\"size\":\"medium\",\"eq\":\"((fieldname6/12)*fieldname5)\",\"min\":\"\",\"max\":\"\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\"\",\"readonly\":true,\"currency\":false,\"noEvalIfManual\":true,\"formatDynamically\":false,\"hidefield\":true,\"fBuild\":{},\"parent\":\"\"},{\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"form_identifier\":\"\",\"name\":\"fieldname9\",\"shortlabel\":\"\",\"index\":5,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"Interest rate / frequency\",\"predefined\":\"\",\"required\":false,\"exclude\":false,\"size\":\"medium\",\"eq\":\"0.1/fieldname5\",\"min\":\"\",\"max\":\"\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\"\",\"readonly\":true,\"currency\":false,\"noEvalIfManual\":true,\"formatDynamically\":false,\"hidefield\":true,\"fBuild\":{},\"parent\":\"\"},{\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"form_identifier\":\"\",\"name\":\"fieldname10\",\"shortlabel\":\"\",\"index\":6,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"(Field 7) ^ (Field 8)\",\"predefined\":\"\",\"required\":false,\"exclude\":false,\"size\":\"medium\",\"eq\":\"POW(fieldname7,fieldname8)\",\"min\":\"\",\"max\":\"\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\"\",\"readonly\":true,\"currency\":false,\"noEvalIfManual\":true,\"formatDynamically\":false,\"hidefield\":true,\"fBuild\":{},\"parent\":\"\"},{\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"form_identifier\":\"\",\"name\":\"fieldname12\",\"shortlabel\":\"\",\"index\":7,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"Field 10 -1\",\"predefined\":\"\",\"required\":false,\"exclude\":false,\"size\":\"medium\",\"eq\":\"fieldname10-1\",\"min\":\"\",\"max\":\"\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\"\",\"readonly\":true,\"currency\":true,\"noEvalIfManual\":true,\"formatDynamically\":false,\"hidefield\":true,\"fBuild\":{},\"parent\":\"\"},{\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"form_identifier\":\"\",\"name\":\"fieldname13\",\"shortlabel\":\"\",\"index\":8,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"Field 12 / Field 9\",\"predefined\":\"\",\"required\":false,\"exclude\":false,\"size\":\"medium\",\"eq\":\"fieldname12/fieldname9\",\"min\":\"\",\"max\":\"\",\"suffix\":\"\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\"\",\"readonly\":true,\"currency\":false,\"noEvalIfManual\":true,\"formatDynamically\":false,\"hidefield\":true,\"fBuild\":{},\"parent\":\"\"},{\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"form_identifier\":\"\",\"name\":\"fieldname11\",\"shortlabel\":\"\",\"index\":9,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"Field13 x Field 4\",\"predefined\":\"\",\"required\":false,\"exclude\":false,\"size\":\"medium\",\"eq\":\"ROUND((fieldname13*fieldname4),0.01)\",\"min\":\"\",\"max\":\"\",\"suffix\":\"\",\"prefix\":\"₦\",\"decimalsymbol\":\".\",\"groupingsymbol\":\",\",\"readonly\":true,\"currency\":true,\"noEvalIfManual\":true,\"formatDynamically\":false,\"hidefield\":true,\"fBuild\":{},\"parent\":\"\"},{\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"form_identifier\":\"\",\"name\":\"fieldname14\",\"shortlabel\":\"\",\"index\":10,\"ftype\":\"fCalculated\",\"userhelp\":\"Please note that the current applicable interest rate is 10% per annum\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"What your wealth will be at the end of your investment 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Create Professional Stunning Websites</h3>\n<ul>\n<li><strong><a href=\"https://go.elementor.com/feature-page-editor/\" rel=\"nofollow ugc\">Intuitive Drag & Drop Builder</a></strong>: Build any website with our no-code, drag-and-drop Editor. Achieve design precision with full control over layout and style.</li>\n<li><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-pro-features-feature-page/\" rel=\"nofollow ugc\">Pixel-Perfect Design Tools</a></strong>: Upload SVGs, apply masks, gradients, box shadows, headline effects, shape dividers, and use built-in CSS controls for advanced customization.</li>\n<li><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-library-full-website-kit/\" rel=\"nofollow ugc\">Template Library</a></strong>: Apply complete website kits for instant setups, or choose from a vast library of single pages, blocks, and pop-up templates.</li>\n<li><strong><a href=\"https://go.elementor.com/feature-page-editor/\" rel=\"nofollow ugc\">Advanced Widgets</a></strong>: Access over 40 FREE widgets, including heading, image, text editor, video, button, gallery, carousels, and more.</li>\n<li><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-elementor-ai/\" rel=\"nofollow ugc\">AI Capabilities</a></strong>: Revolutionize your design and content creation process with native AI integration. Instantly create sections, text, code, and images.</li>\n</ul>\n<h4>?️ Key features:</h4>\n<ul>\n<li><strong><a href=\"https://go.elementor.com/feature-page-global-settings/\" rel=\"nofollow ugc\">Design System</a></strong>: Use Elementor’s Design System for consistent colors, typography, and design elements, ensuring a cohesive, professional look.</li>\n<li><strong><a href=\"https://go.elementor.com/feature-page-responsive-design/\" rel=\"nofollow ugc\">Responsive Design</a></strong>: Optimize your design for every device with custom breakpoints, ensuring a seamless desktop, tablet, and mobile experience.</li>\n<li><strong>Mask Shapes</strong>: Turning any element, like an image or video, into whatever shape you desire to create standout designs.</li>\n<li><strong>CSS Transform</strong>: Use CSS Transform to rotate, scale, and skew elements, adding dynamic styling to your site.</li>\n<li><strong>Entrance Animations</strong>: Add entrance animations to elements to create engaging and interactive user experiences.</li>\n<li><strong><a href=\"https://elementor.com/features/#SaveBackup\" rel=\"nofollow ugc\">Revision History</a></strong>: Elementor’s Revision History feature enables users to track and revert to previous versions of their designs, providing peace of mind and flexibility during the creative process.</li>\n<li><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-developers-developers-website/\" rel=\"nofollow ugc\">Developer-Friendly</a></strong>: Equipped with extensive documentation, API, developer tools, and custom code areas, Elementor offers a conducive environment for developers to extend its capabilities and create custom solutions.</li>\n<li><strong>Floating Buttons</strong>: Enhance user interaction with customizable, floating action buttons that stay in view as users scroll.</li>\n<li><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-pro-features-industry-leading-theme-builder/\" rel=\"nofollow ugc\">Theme Builder</a> [Pro]</strong>: Design every part of your site—headers, footers, posts, and archives—for complete control over appearance.</li>\n<li><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-pro-features-popup-builder/\" rel=\"nofollow ugc\">Popup Builder</a> [Pro]</strong>: Create eye-catching popups with Elementor’s Popup Builder, equipped with advanced targeting and triggering options to optimize user engagement and conversions.</li>\n<li><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-pro-features-professional-form-builder-and-submission-log/\" rel=\"nofollow ugc\">Forms</a> [Pro]</strong>: Design and integrate custom forms, utilizing advanced features and integrations to capture and manage submissions effectively.</li>\n<li><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-pro-features-woocommerce-builder/\" rel=\"nofollow ugc\">WooCommerce Builder</a> [Pro]</strong>: Integrate Elementor with WooCommerce to design custom product pages, shop layouts, archives, carts, checkout pages, my account, and more, enhancing your store’s visual appeal and functionality.</li>\n<li><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-pro-features-dynamic-content/\" rel=\"nofollow ugc\">Dynamic Content</a> [Pro]</strong>: Leverage dynamic content capabilities to create personalized and interactive web experiences by connecting your designs to various data sources.</li>\n<li><strong><a href=\"https://go.elementor.com/features-page-notes/\" rel=\"nofollow ugc\">Notes</a> [Pro]</strong>: Enhance team collaboration by using Elementor’s Notes feature to leave feedback and comments directly on the design interface.</li>\n<li><strong>Custom Code [Pro]</strong>: Insert custom code to extend the functionality of your site, offering flexibility for advanced customizations.</li>\n<li><strong>Custom CSS [Pro]</strong>: Apply Custom CSS to fine-tune the styling of elements, ensuring precise control over the design aspects.</li>\n<li><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-pro-features-motion-effects/\" rel=\"nofollow ugc\">Motion Effects</a> [Pro]</strong>: Add advanced motion effects to elements for a more dynamic and engaging user experience.</li>\n<li><strong>Custom Fonts & Icons [Pro]</strong>: Upload and use custom fonts and icons to match your brand’s identity.</li>\n</ul>\n<h4>? Elementor FREE widgets</h4>\n<p>Unlock the potential of Elementor with our comprehensive suite of free widgets and tools, designed to empower your website creation process and elevate your design capabilities:</p>\n<ul>\n<li><strong>Heading</strong>. Add eye-catching headlines.</li>\n<li><strong>Image</strong>. Control the size, opacity and more.</li>\n<li><strong>Text Editor</strong>. Just like the WordPress editor.</li>\n<li><strong>Video</strong>. Add YouTube, Vimeo, Dailymotion or self-hosted videos.</li>\n<li><strong>Button</strong>. Create interactive buttons.</li>\n<li><strong>Link in Bio</strong>. Build link in bio components to promote your business / services.</li>\n<li><strong>Image Box</strong>. A box with image, headline and text.</li>\n<li><strong>Testimonials</strong>. Customer testimonials.</li>\n<li><strong>Icon</strong>. Place one or more of 600+ icons available.</li>\n<li><strong>Icon Box</strong>. An icon, headline, and text with one widget.</li>\n<li><strong>Social Icons</strong>. Link to your social pages with the Facebook/X (formerly Twitter) icons.</li>\n<li><strong>Image Gallery</strong>. Display your images in a grid.</li>\n<li><strong>Image Carousel</strong>. Create rotating carousels or sliders for chosen images.</li>\n<li><strong>Icon List</strong>. Use any icon to create a bullet list.</li>\n<li><strong>Counter</strong>. Show numbers in an escalating manner.</li>\n<li><strong>Progress Bar</strong>. Include an escalating progress bar.</li>\n<li><strong>Nested Tabs</strong>. Display content in vertical or horizontal tabs.</li>\n<li><strong>Nested Accordion</strong>. Display any type of content in collapsible sections.</li>\n<li><strong>Toggle</strong>. Use the Toggle to hide or display content, like FAQ.</li>\n<li><strong>Rating</strong>. Display how many stars (or another icon) other visitors gave.</li>\n<li><strong>Alert</strong>. Include a colored alert box to draw visitor’s attention.</li>\n<li><strong>HTML</strong>. Insert code into the page.</li>\n<li><strong>Shortcode</strong>. Insert shortcodes from any plugin into the page.</li>\n<li><strong>Menu Anchor</strong>. Link any menu to this anchor.</li>\n<li><strong>Read More</strong>. Set the Read More cut-off for the excerpt in archive pages.</li>\n<li><strong>Sidebar</strong>. Add sidebars onto the page.</li>\n<li><strong>Google Maps</strong>. Embed maps into the page.</li>\n<li><strong>SoundCloud</strong>. Add SoundCloud audio bits.</li>\n<li><strong>Divider</strong>. Separate content with a designed divider.</li>\n<li><strong>Spacer</strong>. Add space between elements.</li>\n<li><strong>Text Path</strong>. Attach your text to a path.</li>\n<li><strong>And counting…</strong></li>\n</ul>\n<h3>? Enhance Your Website</h3>\n<p><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-performance-performance-page/\" rel=\"nofollow ugc\">High-Performing Websites</a></strong>: Website performance impacts your visitor’s experience and search result ranking. Elementor, in partnership with Google Chrome, continuously enhances performance without compromising design.</p>\n<p><strong>Key features include:</strong></p>\n<ul>\n<li><strong>Reduced DOM Output</strong>: Streamlined HTML structure for faster rendering.</li>\n<li><strong>Improved Media File Loading</strong>: Optimized loading of images, videos, and other media assets.</li>\n<li><strong>Reduced CSS and JS Files</strong>: Minimized and concatenated stylesheets and scripts for quicker loading times.</li>\n<li><strong>Lazy Loading</strong>: Deferred loading of non-critical resources to improve initial page load speed.</li>\n<li><strong>Faster Font Loading</strong>: Efficient delivery of web fonts to enhance text rendering speed.</li>\n<li><strong>Optimized Front-End Asset Loading</strong>: Efficient loading of assets like JavaScript and CSS to minimize render-blocking.</li>\n<li><strong>Element Caching</strong>: Cache frequently accessed design elements to reduce server response time and enhance overall performance.</li>\n</ul>\n<h3>? Elementor Pro Features</h3>\n<p>Create unparalleled websites while saving time, money and resources with <a href=\"https://go.elementor.com/wp-repo-description-tab-elementor-pro-elementor-pro/\" rel=\"nofollow ugc\">Elementor Pro</a>’s full website builder. Get access to 100+ professional widgets, features, and tools.</p>\n<p><strong>Pro Design Widgets:</strong></p>\n<ol>\n<li><strong>Posts</strong>: Display your blog posts with customizable layouts and styles.</li>\n<li><strong>Share Buttons</strong>: Allow visitors to easily share your content on various social media platforms.</li>\n<li><strong>Portfolio</strong>: Showcase your work or projects with stunning portfolio layouts.</li>\n<li><strong>Slides</strong>: Create dynamic slideshows with custom animations and transitions.</li>\n<li><strong>Form</strong>: Design and customize advanced forms for user interaction and data collection.</li>\n<li><strong>Login</strong>: Add a login form or user registration module to your website.</li>\n<li><strong>Nav Menu</strong>: Customize and style your website’s navigation menu for better user experience.</li>\n<li><strong>Animated Headline</strong>: Create attention-grabbing headlines with animated effects.</li>\n<li><strong>Price Table</strong>: Display pricing plans or packages in a structured and visually appealing format.</li>\n<li><strong>Price List</strong>: Showcase a list of prices or services with customizable styling options.</li>\n<li><strong>Gallery</strong>: Create beautiful image galleries with various layout options and lightbox support.</li>\n<li><strong>Flip Box</strong>: Add interactive flip animations to highlight content or features.</li>\n<li><strong>Call to Action</strong>: Encourage user interaction and conversions with compelling call-to-action sections.</li>\n<li><strong>Media Carousel</strong>: Showcase a carousel of media files such as images or videos.</li>\n<li><strong>Testimonial Carousel</strong>: Display client testimonials in a carousel format for social proof.</li>\n<li><strong>Nested Carousel</strong>: Create nested carousels for more complex content organization.</li>\n<li><strong>Loop Carousel</strong>: Display content in a looped carousel for continuous viewing.</li>\n<li><strong>Table Of Content</strong>: Generate a table of contents for longer articles or guides to improve navigation.</li>\n<li><strong>Countdown</strong>: Add countdown timers to create urgency for promotions or events.</li>\n<li><strong>Facebook Page</strong>: Embed your Facebook page feed or content onto your website.</li>\n<li><strong>Blockquote</strong>: Highlight quotes or testimonials with stylish formatting options.</li>\n<li><strong>Template</strong>: Save and reuse design templates for consistent branding and layout.</li>\n<li><strong>Reviews</strong>: Showcase customer reviews and ratings to build trust and credibility.</li>\n<li><strong>Facebook Button</strong>: Add buttons to promote interactions with your Facebook page or content.</li>\n<li><strong>Facebook Embed</strong>: Embed Facebook posts or content onto your website.</li>\n<li><strong>Facebook Comments</strong>: Enable Facebook comments on your website’s pages or posts.</li>\n<li><strong>PayPal Button</strong>: Integrate PayPal buttons for easy online payments.</li>\n<li><strong>Stripe Button</strong>: Integrate Stripe payment buttons to facilitate secure online transactions.</li>\n<li><strong>Lottie Widget</strong>: Add Lottie animations to enhance visual appeal and engagement.</li>\n<li><strong>Code Highlight</strong>: Display code snippets with syntax highlighting for better readability.</li>\n<li><strong>Video Playlist</strong>: Create and customize playlists for video content on your website.</li>\n<li><strong>Mega Menu</strong>: Customize advanced menus for better navigation and displaying complex content.</li>\n<li><strong>Off Canvas</strong>: Create off-canvas areas that slide in to show extra info or menus without cluttering the main layout.</li>\n</ol>\n<p><strong>Pro Theme Widgets:</strong></p>\n<p>Build and customize all the key parts of your website including headers, footers, 404 page, global archives, and more</p>\n<ol>\n<li><strong>Post Title</strong>: Customize the title of individual blog posts or pages.</li>\n<li><strong>Post Excerpt</strong>: Display a brief summary or teaser of your blog posts.</li>\n<li><strong>Post Content</strong>: Customize the main content area of your blog posts or pages.</li>\n<li><strong>Featured Image</strong>: Set and customize featured images for blog posts or pages.</li>\n<li><strong>Author Box</strong>: Display author information and bios on blog posts.</li>\n<li><strong>Post Comments</strong>: Customize the appearance and functionality of comments sections on your website.</li>\n<li><strong>Post Navigation</strong>: Add navigation links to adjacent posts for easy browsing.</li>\n<li><strong>Post Info</strong>: Display additional information about blog posts, such as author and date.</li>\n<li><strong>Site Logo</strong>: Upload and customize your website’s logo for branding purposes.</li>\n<li><strong>Site Title</strong>: Customize the title of your website.</li>\n<li><strong>Page Title</strong>: Customize the title of individual pages.</li>\n<li><strong>Search Bar</strong>: Add a search bar to allow users to search your website’s content.</li>\n<li><strong>Breadcrumbs</strong>: Display hierarchical navigation paths for better user navigation.</li>\n<li><strong>Sitemap</strong>: Generate a sitemap for better search engine indexing and user navigation.</li>\n<li><strong>Loop Grid</strong>: Design and customize grid layouts for blog post archives or product listings.</li>\n</ol>\n<p><strong>Pro WooCommerce Widgets:</strong></p>\n<p>Design and customize a complete online shopping experience across your entire website.</p>\n<ol>\n<li><strong>Product</strong>: Display individual products with customizable layouts and styles.</li>\n<li><strong>Breadcrumbs</strong>: Display hierarchical navigation paths for better user navigation within your store.</li>\n<li><strong>Product Title</strong>: Customize the title of individual products.</li>\n<li><strong>Product Images</strong>: Set and customize images for product listings.</li>\n<li><strong>Product Price</strong>: Display the price of individual products.</li>\n<li><strong>Add To Cart</strong>: Add customizable add to cart buttons for easy purchasing.</li>\n<li><strong>Product Rating</strong>: Display ratings and reviews for products.</li>\n<li><strong>Product Stock</strong>: Display stock availability for products.</li>\n<li><strong>Product Meta</strong>: Display additional information about products, such as SKU and categories.</li>\n<li><strong>Product Content</strong>: Customize the main content area of product descriptions.</li>\n<li><strong>Short Description</strong>: Display brief summaries or teasers of products.</li>\n<li><strong>Product Data Tabs</strong>: Organize product information into tabbed sections for better organization.</li>\n<li><strong>Additional Information</strong>: Display additional details about products, such as dimensions and weight.</li>\n<li><strong>Product Related</strong>: Showcase related products to encourage additional purchases.</li>\n<li><strong>Upsells</strong>: Promote upsell products to increase average order value.</li>\n<li><strong>Products</strong>: Display a grid or list of products with customizable settings.</li>\n<li><strong>Custom Add To Cart</strong>: Customize the add to cart button for specific products.</li>\n<li><strong>WooCommerce Pages</strong>: Design and customize WooCommerce-specific pages, such as the cart and checkout pages.</li>\n<li><strong>Product Categories</strong>: Display product categories for easy navigation within your store.</li>\n<li><strong>Menu Cart</strong>: Display a cart icon in your navigation menu for easy access to the shopping cart.</li>\n<li><strong>Cart</strong>: Customize the appearance and functionality of the shopping cart page.</li>\n<li><strong>Checkout</strong>: Customize the appearance and functionality of the checkout page.</li>\n<li><strong>My Account</strong>: Customize the appearance and functionality of the customer account area.</li>\n<li><strong>Purchase Summary</strong>: Display a summary of purchases during the checkout process.</li>\n<li><strong>WooCommerce Notices</strong>: Customize the appearance and functionality of WooCommerce notices, such as order confirmation messages.</li>\n</ol>\n<p>Build professional websites with <strong><a href=\"https://go.elementor.com/wp-repo-description-tab-elementor-pro-elementor-pro/\" rel=\"nofollow ugc\">Elementor Pro</a></strong>!</p>\n<h4>? SECURITY AND COMPLIANCE</h4>\n<p>Elementor places a paramount focus on security, evident through our acquisition of industry certifications such as ISO/IEC 27001, ISO/IEC 27017, ISO/IEC 27018, ISO/IEC 27701, and SOC 2 Type II. These certifications underscore our commitment to implementing robust security measures, and highlight our dedication to adhering to recognized industry standards.</p>\n<p>We encourage ethical security research through our <a href=\"https://go.elementor.com/wp-repo-description-tab-bug-crowd-bug-bounty-program/\" rel=\"nofollow ugc\">Bug Bounty program</a>. We collaborate with leading bug bounty services to provide opportunities for researchers to report vulnerabilities in our services. Our bounty programs include a triage team available 24/7/365.</p>\n<p>For more information: <a href=\"https://go.elementor.com/trust-center/\" rel=\"nofollow ugc\">Trust Center</a>.</p>\n<h4>♿ Accessibility Best Practices</h4>\n<p>Elementor offers accessibility tools and enhancements to help you provide a better experience for all users. Including HTML 5 semantic, full keyboard navigation menu, ongoing improvement of features, widget, and more.</p>\n<h4>? Translated to 63+ languages, includes RTL support</h4>\n<p>Elementor supports multiple languages, typographies, and RTL, with editor translations in <a href=\"https://go.elementor.com/wp-repo-description-tab-wordpress-plugin-translate/\" rel=\"nofollow ugc\">over 63 languages</a>.</p>\n<p>It’s also compatible with WPML, Polylang, TranslatePress, Weglot, and more. To contribute, add a new language via translate.wordpress.org. See our guide on <a href=\"https://go.elementor.com/wp-repo-description-tab-help-center-translate/\" rel=\"nofollow ugc\">how to translate and localize the plugin</a>.</p>\n<h4>⏩ Use of 3rd Party Services</h4>\n<p>To improve the user experience, Elementor may use the following 3rd party services if the required feature is enabled:</p>\n<ul>\n<li>Google Fonts – are loaded to add additional fonts to your website. Google’s <a href=\"https://policies.google.com/terms\" rel=\"nofollow ugc\">TOS</a> and <a href=\"https://policies.google.com/privacy\" rel=\"nofollow ugc\">Privacy Policy</a></li>\n<li>Some Elementor features require loading assets from Elementor.com. These assets are not used for tracking unless explicitly mentioned, requiring your approval and manual opt-in. Learn more in our <a href=\"https://go.elementor.com/wp-repo-description-tab-elementor-plugin-terms/\" rel=\"nofollow ugc\">TOS</a> and <a href=\"https://go.elementor.com/wp-repo-description-tab-elementor-plugin-privacy/\" rel=\"nofollow ugc\">Privacy Policy</a>.</li>\n</ul>\n<h4>? Related Products by Elementor</h4>\n<p><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-elementor-io/\" rel=\"nofollow ugc\">Image Optimizer</a></strong>: Superior image compression for faster, high-quality website performance.</p>\n<p><strong><a href=\"https://go.elementor.com/wp-repo-description-tab-elementor-sm/\" rel=\"nofollow ugc\">Site Mailer</a></strong>: Reliable email management without SMTP plugins, keeping your communications streamlined and efficient.</p>\n<h4>? See What Our Users Have to Say</h4>\n<blockquote>\n<p>“Elementor is hands down the best page builder out there” – ★★★★★ <em><a href=\"https://wordpress.org/support/topic/elementor-is-hands-down-the-best-page-builder-out-there/\" rel=\"ugc\">Graphicvision1</a></em></p>\n<p>“An incredibly user-friendly plugin” – ★★★★★ <em><a href=\"https://wordpress.org/support/topic/a-wonderful-experience/\" rel=\"ugc\">Hyeyoga</a></em></p>\n<p>“Easily, my most used WP plugin” – ★★★★★ <em><a href=\"https://wordpress.org/support/topic/easily-my-most-used-wp-plugin/\" rel=\"ugc\">Xander Venske</a></em></p>\n<p>“I upgraded to the Pro version and just love this plugin!” – ★★★★★ <em><a href=\"https://wordpress.org/support/topic/love-elementor-17/\" rel=\"ugc\">Andybarn56</a></em></p>\n<p>“Excellent product with great tech support” – ★★★★★ <em><a href=\"https://wordpress.org/support/topic/excellent-product-with-great-tech-support/\" rel=\"ugc\">Martywilsonnj</a></em></p>\n</blockquote>\n<p><em><a href=\"https://wordpress.org/support/plugin/elementor/reviews/?filter=5\" rel=\"ugc\">More testimonials</a></em></p>\n<h4>? Join a Global Community</h4>\n<p>Join a global community that helps each other achieve their goals.</p>\n<ul>\n<li><a href=\"https://elemn.to/discord\" rel=\"nofollow ugc\">Discord Community</a> – Topic and language-specific channels, plus Ella, an amazing AI helper, ready to assist you.</li>\n<li><a href=\"https://go.elementor.com/wp-repo-description-tab-facebook-group/\" rel=\"nofollow ugc\">Facebook Community</a> – Over 150K+ members, offering support, advice, feedback, and tutorials.</li>\n<li><a href=\"https://go.elementor.com/wp-repo-description-tab-github-repo/\" rel=\"nofollow ugc\">GitHub Community</a> – Get information about releases, request features, or report a bug.</li>\n<li><a href=\"https://go.elementor.com/wp-repo-description-tab-addons-dozens-of-elementor-addons/\" rel=\"nofollow ugc\">Elementor Addons, Themes, and Kits</a> Themes and Kits – created specifically for Elementor.</li>\n<li>Learn valuable insights and techniques from our <a href=\"https://go.elementor.com/wp-repo-description-tab-youtube-channel/\" rel=\"nofollow ugc\">YouTube Channel</a>.</li>\n<li>Access our <a href=\"https://go.elementor.com/wp-repo-description-tab-academy-elementor-academy/\" rel=\"nofollow ugc\">Academy</a> and <a href=\"https://go.elementor.com/wp-repo-description-tab-help-center-help-center/\" rel=\"nofollow ugc\">Help Center</a> – Find guides, tutorials, and resources to answer your questions and boost creativity.</li>\n<li>Show your support by <a href=\"https://go.elementor.com/wp-repo-description-tab-wordpress-plugin-review/\" rel=\"nofollow ugc\">rating us on WordPress</a>. Your feedback fuels our growth! ?</li>\n<li>If you have questions or need support, visit the <a href=\"https://go.elementor.com/wp-repo-description-tab-wordpress-plugin-forum/\" rel=\"nofollow ugc\">Plugin’s Forum</a>. Elementor Pro users can get 24/7 premium support, or visit <a href=\"https://go.elementor.com/wp-repo-description-tab-homepage-elementor-website-builder/\" rel=\"nofollow ugc\">Elementor Website Builder</a>.</li>\n</ul>\n\";s:12:\"installation\";s:1461:\"<h4>Minimum Requirements</h4>\n<ul>\n<li>WordPress 6.3 or greater</li>\n<li>PHP version 7.4 or greater</li>\n<li>MySQL version 5.0 or greater</li>\n</ul>\n<h4>Recommended Requirements</h4>\n<ul>\n<li>PHP version 8.1 or greater</li>\n<li>MySQL version 5.6 or greater</li>\n<li>WordPress Memory limit of 64 MB or greater (128 MB or higher is preferred)</li>\n</ul>\n<p><iframe loading=\"lazy\" title=\"Installing Elementor on WordPress\" width=\"750\" height=\"422\" src=\"https://www.youtube.com/embed/9EZ159ryFNs?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe></p>\n<h4>Installation</h4>\n<ol>\n<li>Install using the WordPress built-in Plugin installer, or Extract the zip file and drop the contents in the <code>wp-content/plugins/</code> directory of your WordPress installation.</li>\n<li>Activate the plugin through the ‘Plugins’ menu in WordPress.</li>\n<li>Go to Pages > Add New</li>\n<li>Press the ‘Edit with Elementor’ button.</li>\n<li>Now you can drag and drop widgets from the left panel onto the content area, as well as add new sections and columns that make up the page structure.</li>\n</ol>\n<p>For documentation and tutorials visit our <a href=\"https://elementor.com/help/?utm_source=wp-repo&utm_medium=link&utm_campaign=readme\" rel=\"nofollow ugc\">Knowledge Base</a>.</p>\n\";s:3:\"faq\";s:4862:\"\n<dt id=\'how%20do%20i%20install%20elementor%3F\'>\nHow do I install Elementor?\n</h4>\n<p>\n<p>To install the free version of Elementor, follow the steps below:<br />\nFrom your WordPress dashboard -> Go to Plugins -> Click on ‘Add new’-> In the Search field, enter Elementor and choose Elementor website builder.<br />\nPress install -> After installation, click Activate.</p>\n</p>\n<dt id=\'does%20elementor%20work%20with%20all%20the%20themes%3F\'>\nDoes Elementor work with all the themes?\n</h4>\n<p>\n<p>Elementor works all the themes that respect the coding standards of WordPress set by its Codex. It is recommended to use Elementor’s <a href=\"https://go.elementor.com/wp-repo-description-tab-hello-theme-hello-theme/\" rel=\"nofollow ugc\">Hello Theme</a>, a lightweight blank canvas, to enjoy full flexibility when using Elementor, and optimize your experience.</p>\n</p>\n<dt id=\'is%20elementor%20compatible%20with%20gutenberg%3F\'>\nIs Elementor compatible with Gutenberg?\n</h4>\n<p>\n<p>Elementor and Gutenberg work seamlessly together. As a user, you can easily decide which editor to use at every point while editing your site.</p>\n</p>\n<dt id=\'can%20i%20create%20an%20online%20store%3F\'>\nCan I create an online store?\n</h4>\n<p>\n<p>Yes, with the Elementor Pro WooCommerce Builder you can customize every page of your store to create an amazing customer experience that drives sales.</p>\n</p>\n<dt id=\'does%20it%20work%20with%20other%20wordpress%20plugins%3F\'>\nDoes it work with other WordPress plugins?\n</h4>\n<p>\n<p>It works with almost all the plugins. If you experience an incompatibility issue, please report it to us and to the plugin that conflicts with Elementor.</p>\n</p>\n<dt id=\'do%20i%20need%20to%20know%20how%20to%20code%3F\'>\nDo I need to know how to code?\n</h4>\n<p>\n<p>No! Elementor provides you with all the widgets and features that you need to build a professional website without using code.</p>\n</p>\n<dt id=\'do%20i%20need%20to%20know%20how%20to%20design%3F\'>\nDo i need to know how to design?\n</h4>\n<p>\n<p>No, you can choose between professionally designed kits and templates that fit toevery industry and have all you need to create your own professional website.</p>\n</p>\n<dt id=\'will%20elementor%20slow%20down%20my%20website%3F\'>\nWill elementor slow down my website?\n</h4>\n<p>\n<p>As Elementor prioritizes speed and performance, you enjoy better and faster performance with each new version of Elementor. When testing the same page layout on older versions you can see a significant performance improvement, from a score of 82 in Google PageSpeed Insight in version 3.1, to a score of 95 i in version 3.5.</p>\n</p>\n<dt id=\'is%20my%20site%20secure%20with%20elementor%3F\'>\nIs my site secure with Elementor?\n</h4>\n<p>\n<p>The security of your website is extremely important to us and we take proactive measures to assure that your websites are secure. Elementor is ISO 27001 certified, and has a dedicated team of security professionals that implements industry best-practices for maximum security and compliance, 24/7.</p>\n<p>There is also a managed security Bug Bounty program, utilizing the community power by enabling 24/7/365 crowdsourced vulnerability detection.</p>\n</p>\n<dt id=\'can%20i%20buy%20templates%20separately%3F\'>\nCan I buy templates separately?\n</h4>\n<p>\n<p>Of course, you can use any template that supports Elementor.</p>\n</p>\n<dt id=\'is%20elementor%20compatible%20with%20post%20and%20custom%20post%20types%3F\'>\nIs Elementor compatible with Post and Custom Post Types?\n</h4>\n<p>\n<p>Of course! You can set which post types will enable Elementor in the settings page.</p>\n</p>\n<dt id=\'what%20is%20the%20difference%20between%20elementor%27s%20free%20plugin%20and%20elementor%20pro\'>\nWhat is the difference between Elementor’s free Plugin and Elementor Pro\n</h4>\n<p>\n<p>Elementor’s Free version allows you to explore our revolutionary drag & drop live editor, basic widgets and templates. Elementor Pro (Essential, Advanced, Expert, Studio, and Agency) empowers you with more professional tools that speed up your workflow, give you access to human-powered support, help you build more advanced content, and convert visitors. See full comparison here.</p>\n</p>\n<dt id=\'how%20can%20i%20become%20a%20contributor\'>\nHow can I become a Contributor\n</h4>\n<p>\n<p>If you want to contribute, go to our <a href=\"https://github.com/elementor/elementor\" rel=\"nofollow ugc\">Elementor GitHub Repository</a> and see where you can help.<br />\nYou can also add a new language via <a href=\"https://go.elementor.com/wp-repo-description-tab-wordpress-plugin-translate/\" rel=\"nofollow ugc\">translate.wordpress.org</a>. We’ve built a short guide explaining <a href=\"https://go.elementor.com/wp-repo-description-tab-wordpress-plugin-translate-faq/\" rel=\"nofollow ugc\">how to translate and localize the plugin</a>.</p>\n</p>\n\n\";s:9:\"changelog\";s:10570:\"<h4>3.27.6 – 2025-02-18</h4>\n<ul>\n<li>Fix: Dimension Controls displayed <code>undefined</code> as a placeholder value when empty (<a href=\"https://github.com/elementor/elementor/issues/30277\" rel=\"nofollow ugc\">#30277</a>)</li>\n</ul>\n<h4>3.27.5 – 2025-02-16</h4>\n<ul>\n<li>Security Fix: Improved code security enforcement in Dimensions control</li>\n</ul>\n<h4>3.27.4 – 2025-02-13</h4>\n<ul>\n<li>Fix: Preventing page saving in Gutenberg with ACF and active Elementor post settings (<a href=\"https://github.com/elementor/elementor/issues/30160\" rel=\"nofollow ugc\">#30160</a>)</li>\n</ul>\n<h4>3.27.3 – 2025-02-03</h4>\n<ul>\n<li>Tweak: Added support for Early Access fonts when using Load Google Fonts Locally experiment</li>\n<li>Tweak: Updated minified <code>flatpickr</code> CSS file to v4.6.13</li>\n<li>Fix: Kits could not be imported due to compatibility issue</li>\n</ul>\n<h4>3.27.2 – 2025-01-27</h4>\n<ul>\n<li>Fix: Kits could not be imported due to a compatibility issue</li>\n</ul>\n<h4>3.27.1 – 2025-01-23</h4>\n<ul>\n<li>Fix: Document is not being saved due to compatibility conflicts with third-party plugins (<a href=\"https://github.com/elementor/elementor/issues/29970\" rel=\"nofollow ugc\">#29970</a>, <a href=\"https://github.com/elementor/elementor/issues/29991\" rel=\"nofollow ugc\">#29991</a>)</li>\n</ul>\n<h4>3.27.0 – 2025-01-20</h4>\n<ul>\n<li>New: Introducing local loading of Google Fonts to improve performance and enhance user privacy (<a href=\"https://github.com/elementor/elementor/issues/4544\" rel=\"nofollow ugc\">#4544</a>, <a href=\"https://github.com/elementor/elementor/issues/19966\" rel=\"nofollow ugc\">#19966</a>, <a href=\"https://github.com/elementor/elementor/issues/23932\" rel=\"nofollow ugc\">#23932</a>, <a href=\"https://github.com/elementor/elementor/issues/21716\" rel=\"nofollow ugc\">#21716</a>)</li>\n<li>New: Introducing advanced layout customization for Grid Container with column and row span controls for precise grid-based designs (<a href=\"https://github.com/elementor/elementor/issues/25256\" rel=\"nofollow ugc\">#25256</a>)</li>\n<li>New: Added the option to animate with AI motion effects for creating AI-generated animations</li>\n<li>Tweak: Add ‘YouTube shorts’ support in the video widget (<a href=\"https://github.com/elementor/elementor/issues/24220\" rel=\"nofollow ugc\">#24220</a>, <a href=\"https://github.com/elementor/elementor/issues/20330\" rel=\"nofollow ugc\">#20330</a>)</li>\n<li>Tweak: Added Safari browser compatibility for the ‘Fit to Size’ option in the Icon Widget (<a href=\"https://github.com/elementor/elementor/issues/27679\" rel=\"nofollow ugc\">#27679</a>)</li>\n<li>Tweak: Moved style loading to the head instead of the footer to improve CLS</li>\n<li>Tweak: Enabled conditional loading of <code>Swiper.js</code> based on widget dependencies to reduce unnecessary assets and improve page load times</li>\n<li>Tweak: Removed the <code>elementor-widget-container</code> div from the Spacer Widget as part of the Optimized Markup experiment to improve HTML structure</li>\n<li>Tweak: Improved keyboard accessibility for the nested container presets area</li>\n<li>Tweak: Added accessible and descriptive names to the icon link in the Icon Box widget</li>\n<li>Tweak: Optimize background video CSS by merging <code>elementor-html5-video</code> and <code>elementor-background-video-hosted</code> into a single class</li>\n<li>Tweak: Added the ability to disable the Element Cache</li>\n<li>Tweak: Removed animation class when no animations are set in Icon and Icon Widget widgets</li>\n<li>Tweak: Added support for captions on YouTube videos</li>\n<li>Tweak: Removed the limitation restricting heading hover color styling to links only</li>\n<li>Tweak: Removed <code>aspect-ratio</code> workaround for unsupported Safari browsers</li>\n<li>Fix: Switching between images in a lightbox on responsive mode displayed a tall blue rectangle (<a href=\"https://github.com/elementor/elementor/issues/12830\" rel=\"nofollow ugc\">#12830</a>)</li>\n<li>Fix: Image editing tools with AI are not working when launched in WooCommerce</li>\n<li>Fix: Improved HTML markup validity by removing the <code>type</code> attribute from <code><script></code> tags</li>\n</ul>\n<h4>3.26.5 – 2025-01-15</h4>\n<ul>\n<li>Fix: Background Slideshow option not working for columns</li>\n</ul>\n<h4>3.26.4 – 2025-01-07</h4>\n<ul>\n<li>Fix: Responsive Visibility “Hide On Mobile Portrait” option not working for hidden Sections and Containers on older sites</li>\n<li>Fix: Editor fails to load when clicking on “Jumpstart your web-creation” links in Elementor Home after importing a kit</li>\n</ul>\n<h4>3.26.3 – 2024-12-22</h4>\n<ul>\n<li>Tweak: Registered <code>swiper.js</code> script to ensure Swiper is properly declared and loaded (<a href=\"https://github.com/elementor/elementor/issues/29612\" rel=\"nofollow ugc\">#29612</a>, <a href=\"https://github.com/elementor/elementor/issues/29616\" rel=\"nofollow ugc\">#29616</a>)</li>\n</ul>\n<h4>3.26.2 – 2024-12-19</h4>\n<ul>\n<li>Fix: Reverted Activated “Element Caching” feature for existing sites (<a href=\"https://github.com/elementor/elementor/issues/29613\" rel=\"nofollow ugc\">#27502</a>)</li>\n<li>Fix: Compatibility issue with third-party plugin with <code>data-settings</code> attribute missing when Optimized Markup experiment is activated</li>\n</ul>\n<p>= 3.26.1 – 2024-12-19</p>\n<ul>\n<li>Tweak: Return a specific error to users when images provider is not working in Elementor AI</li>\n<li>Fix: Typo in <code>Isolation Manager</code></li>\n</ul>\n<h4>3.26.0 – 2024-12-16</h4>\n<ul>\n<li>New: Unify product images seamlessly with AI</li>\n<li>Tweak: Added “Space Between Dots” control to Image Carousel widget (<a href=\"https://github.com/elementor/elementor/issues/2526\" rel=\"nofollow ugc\">#2526</a>, <a href=\"https://github.com/elementor/elementor/issues/3277\" rel=\"nofollow ugc\">#3277</a>, <a href=\"https://github.com/elementor/elementor/issues/21697\" rel=\"nofollow ugc\">#21697</a>)</li>\n<li>Tweak: Added paragraph spacing control in Text Editor widget (<a href=\"https://github.com/elementor/elementor/issues/25431\" rel=\"nofollow ugc\">#25431</a>, <a href=\"https://github.com/elementor/elementor/issues/20144\" rel=\"nofollow ugc\">#20144</a>)</li>\n<li>Tweak: Added hover and transition color controls for a link in Heading widget (<a href=\"https://github.com/elementor/elementor/issues/12877\" rel=\"nofollow ugc\">#12877</a>)</li>\n<li>Tweak: Updated Image Spacing control to support only PX units in Image Carousel widget (<a href=\"https://github.com/elementor/elementor/issues/21827\" rel=\"nofollow ugc\">#21827</a>)</li>\n<li>Tweak: Created CSS variables for Row and Column gaps value in Container (<a href=\"https://github.com/elementor/elementor/issues/24178\" rel=\"nofollow ugc\">#24178</a>)</li>\n<li>Tweak: Added the ability to set <code>aria-label</code> in Image Carousel widget (<a href=\"https://github.com/elementor/elementor/issues/28355\" rel=\"nofollow ugc\">#28355</a>)</li>\n<li>Tweak: Replaced the Wrap Align Content select control with a choose control in Container (<a href=\"https://github.com/elementor/elementor/issues/22640\" rel=\"nofollow ugc\">#22640</a>)</li>\n<li>Tweak: Implemented accessibility improvements for pagination bullets in Image Carousel widget (<a href=\"https://github.com/elementor/elementor/issues/28674\" rel=\"nofollow ugc\">#28674</a>)</li>\n<li>Tweak: Replaced hidden <code>elementor-screen-only</code> div with <code>aria-label</code> attributes</li>\n<li>Tweak: Improved behavior and messaging for the warning displayed when navigating between documents</li>\n<li>Tweak: Load Nested Elements styles only when they are in use</li>\n<li>Tweak: Added support for rendering Gutenberg blocks on the frontend</li>\n<li>Tweak: Removed <code>elementor-widget-container</code> div from Elementor widgets as part of the Optimized Markup experiment</li>\n<li>Tweak: Updated CSS to utilize <code>inset</code> CSS logical property in various locations</li>\n<li>Tweak: Updated minimum required Safari version to 15.5</li>\n<li>Tweak: Transition Duration controls are displayed only when a background color is set</li>\n<li>Tweak: Transition Duration controls are displayed only when a border is set</li>\n<li>Tweak: Improved keyboard accessibility for the section and container presets area</li>\n<li>Tweak: Merged “Upgrade Swiper Library” feature to version</li>\n<li>Tweak: Merged “Optimized Control Loading” feature to version</li>\n<li>Tweak: Activated “Element Caching” feature for existing sites</li>\n<li>Tweak: Promoted “Nested Elements” feature to Stable status</li>\n<li>Tweak: Removed <code>elementor/core/schemes</code></li>\n<li>Fix: Container Gap values not transferring correctly between sites when using Cross-site Copy and Paste (<a href=\"https://github.com/elementor/elementor/issues/24111\" rel=\"nofollow ugc\">#24111</a>, <a href=\"https://github.com/elementor/elementor/issues/28343\" rel=\"nofollow ugc\">#28343</a>)</li>\n<li>Fix: Removed anchor scroll warnings from the console (<a href=\"https://github.com/elementor/elementor/issues/29199\" rel=\"nofollow ugc\">#29199</a>, <a href=\"https://github.com/elementor/elementor/issues/29350\" rel=\"nofollow ugc\">#29350</a>)</li>\n<li>Fix: Frontend template rendering is broken with fatal error (<a href=\"https://github.com/elementor/elementor/issues/29582\" rel=\"nofollow ugc\">#29582</a>, <a href=\"https://github.com/elementor/elementor/issues/29579\" rel=\"nofollow ugc\">#29579</a>)</li>\n<li>Fix: PHP error log appearing due to the Usage Data Sharing cron job ((<a href=\"https://github.com/elementor/elementor/issues/29153\" rel=\"nofollow ugc\">#29153</a>)</li>\n<li>Fix: Deprecated <code>print_emoji_styles</code> warning in Theme Builder screen (<a href=\"https://github.com/elementor/elementor/issues/27502\" rel=\"nofollow ugc\">#27502</a>)</li>\n<li>Fix: Display Condition feature is available without an active Elementor license in Floating Elements</li>\n<li>Fix: “Generate with Elementor AI” button is missing in the Media Library list mode</li>\n<li>Fix: Resized file size exceeding the maximum limit does not display an error in AI Image</li>\n<li>Fix: Images from URL incorrectly open the Generate modal</li>\n<li>Fix: Dropdown area is not opening correctly in certain scenarios in Menu widget</li>\n<li>Fix: Swiper styling missing from Lightbox inside Gallery widgets</li>\n</ul>\n<p><a href=\"https://go.elementor.com/full-changelog/\" rel=\"nofollow ugc\">See changelog for all versions.</a></p>\n\";s:11:\"screenshots\";s:3148:\"<ol><li><a href=\"https://ps.w.org/elementor/assets/screenshot-1.gif?rev=3005087\"><img src=\"https://ps.w.org/elementor/assets/screenshot-1.gif?rev=3005087\" alt=\"<strong>Visual Drag and Drop Editor</strong> - Design your website layouts and place any element anywhere on the page for pixel-perfect designs.\"></a><p><strong>Visual Drag and Drop Editor</strong> - Design your website layouts and place any element anywhere on the page for pixel-perfect designs.</p></li><li><a href=\"https://ps.w.org/elementor/assets/screenshot-2.gif?rev=3005087\"><img src=\"https://ps.w.org/elementor/assets/screenshot-2.gif?rev=3005087\" alt=\"<strong>Full Design System</strong> - Enjoy a professional workflow and ensure consistency across your site. Define your settings, use them globally, and instantly adjust them any time.\"></a><p><strong>Full Design System</strong> - Enjoy a professional workflow and ensure consistency across your site. Define your settings, use them globally, and instantly adjust them any time.</p></li><li><a href=\"https://ps.w.org/elementor/assets/screenshot-3.gif?rev=3005087\"><img src=\"https://ps.w.org/elementor/assets/screenshot-3.gif?rev=3005087\" alt=\"<strong>Responsive Design</strong> Fully edit your website and customize the behavior on desktop, tablet, & mobile to optimize the visitor experience on every device.\"></a><p><strong>Responsive Design</strong> Fully edit your website and customize the behavior on desktop, tablet, & mobile to optimize the visitor experience on every device.</p></li><li><a href=\"https://ps.w.org/elementor/assets/screenshot-4.gif?rev=3005087\"><img src=\"https://ps.w.org/elementor/assets/screenshot-4.gif?rev=3005087\" alt=\"<strong>Kits and Templates</strong> - Jumpstart your web creation process or get inspired with professionally-designed templates or full website kits available for your immediate customization.\"></a><p><strong>Kits and Templates</strong> - Jumpstart your web creation process or get inspired with professionally-designed templates or full website kits available for your immediate customization.</p></li><li><a href=\"https://ps.w.org/elementor/assets/screenshot-5.gif?rev=3005087\"><img src=\"https://ps.w.org/elementor/assets/screenshot-5.gif?rev=3005087\" alt=\"<strong>Nested Elements</strong> Leverage Elementor's Nested widgets to place any widget inside the content area of another widget - like Tabs, and Accordion for complete design flexibility.\"></a><p><strong>Nested Elements</strong> Leverage Elementor\'s Nested widgets to place any widget inside the content area of another widget - like Tabs, and Accordion for complete design flexibility.</p></li><li><a href=\"https://ps.w.org/elementor/assets/screenshot-6.gif?rev=3005087\"><img src=\"https://ps.w.org/elementor/assets/screenshot-6.gif?rev=3005087\" alt=\"<strong>Motion Effects</strong> - Add entrance animations and transitions to any element in your website to captivate visitors.\"></a><p><strong>Motion Effects</strong> - Add entrance animations and transitions to any element in your website to captivate visitors.</p></li></ol>\";s:7:\"reviews\";s:15504:\"<div class=\"review\">\n <div class=\"review-head\">\n <div class=\"reviewer-info\">\n <div class=\"review-title-section\">\n <h4 class=\"review-title\">It's crap</h4>\n <div class=\"star-rating\">\n <div class=\"wporg-ratings\" aria-label=\"1 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"1\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span></div> </div>\n </div>\n <p class=\"reviewer\">\n By <a href=\"https://profiles.wordpress.org/mrluba/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/2538938bab6448755136144cca14e31ee3130b0ec197dc003fcf5d85c337476f?s=16&d=monsterid&r=g\' srcset=\'https://secure.gravatar.com/avatar/2538938bab6448755136144cca14e31ee3130b0ec197dc003fcf5d85c337476f?s=32&d=monsterid&r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/mrluba/\" class=\"reviewer-name\">mrluba</a> on <span class=\"review-date\">February 26, 2025</span> </p>\n </div>\n </div>\n <div class=\"review-body\"><!-- wp:paragraph -->\n<p>Can´t get at work som promissed. </p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n <div class=\"review-head\">\n <div class=\"reviewer-info\">\n <div class=\"review-title-section\">\n <h4 class=\"review-title\">Good</h4>\n <div class=\"star-rating\">\n <div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div> </div>\n </div>\n <p class=\"reviewer\">\n By <a href=\"https://profiles.wordpress.org/jonmierke/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/d970135d562b60f371d6e851396e94a8fc672a4e9203357930ae18bb78c48e86?s=16&d=monsterid&r=g\' srcset=\'https://secure.gravatar.com/avatar/d970135d562b60f371d6e851396e94a8fc672a4e9203357930ae18bb78c48e86?s=32&d=monsterid&r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/jonmierke/\" class=\"reviewer-name\">jonmierke</a> on <span class=\"review-date\">February 25, 2025</span> </p>\n </div>\n </div>\n <div class=\"review-body\"><!-- wp:paragraph -->\n<p>Flexible & mostly stable. There are a few things that seem like the team has just decided to ignore them and not work on improving it. Then there a few things that don\'t make sense like not being able to make a checkboxes required in forms.</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n <div class=\"review-head\">\n <div class=\"reviewer-info\">\n <div class=\"review-title-section\">\n <h4 class=\"review-title\">A Very Nice Plugin</h4>\n <div class=\"star-rating\">\n <div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div> </div>\n </div>\n <p class=\"reviewer\">\n By <a href=\"https://profiles.wordpress.org/janala42/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/d6b39fc43e62393d28287d77e46b4793981da0f4079b6c8efe32f441c66fb125?s=16&d=monsterid&r=g\' srcset=\'https://secure.gravatar.com/avatar/d6b39fc43e62393d28287d77e46b4793981da0f4079b6c8efe32f441c66fb125?s=32&d=monsterid&r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/janala42/\" class=\"reviewer-name\">janala42</a> on <span class=\"review-date\">February 25, 2025</span> </p>\n </div>\n </div>\n <div class=\"review-body\"><!-- wp:paragraph -->\n<p>I was intimidated at first. The more I used it and became with the elements, the more I began to like it.</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n <div class=\"review-head\">\n <div class=\"reviewer-info\">\n <div class=\"review-title-section\">\n <h4 class=\"review-title\">Awesome Plugin for everyone.</h4>\n <div class=\"star-rating\">\n <div class=\"wporg-ratings\" aria-label=\"4 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"4\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-empty\"></span></div> </div>\n </div>\n <p class=\"reviewer\">\n By <a href=\"https://profiles.wordpress.org/shahinsheikh/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/d53939faa54b5bf9d5902f9a54007a46cc83ad8fb7f906b7235258fda012d7d0?s=16&d=monsterid&r=g\' srcset=\'https://secure.gravatar.com/avatar/d53939faa54b5bf9d5902f9a54007a46cc83ad8fb7f906b7235258fda012d7d0?s=32&d=monsterid&r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/shahinsheikh/\" class=\"reviewer-name\">shahinsheikh</a> on <span class=\"review-date\">February 25, 2025</span> </p>\n </div>\n </div>\n <div class=\"review-body\"><!-- wp:paragraph -->\n<p>should\'t create default template automatically after installation. its annoying. it should redirect to the wp dashboard first. . </p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n <div class=\"review-head\">\n <div class=\"reviewer-info\">\n <div class=\"review-title-section\">\n <h4 class=\"review-title\">The last update introduced so many errors....</h4>\n <div class=\"star-rating\">\n <div class=\"wporg-ratings\" aria-label=\"2 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"2\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span><span class=\"star dashicons dashicons-star-empty\"></span></div> </div>\n </div>\n <p class=\"reviewer\">\n By <a href=\"https://profiles.wordpress.org/filipdferfer/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/aa37d0533d61f5bd9f6414740308449f918d7c4a8afe0826d5bec93fc46b2bde?s=16&d=monsterid&r=g\' srcset=\'https://secure.gravatar.com/avatar/aa37d0533d61f5bd9f6414740308449f918d7c4a8afe0826d5bec93fc46b2bde?s=32&d=monsterid&r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/filipdferfer/\" class=\"reviewer-name\">filipdferfer</a> on <span class=\"review-date\">February 24, 2025</span> </p>\n </div>\n </div>\n <div class=\"review-body\"><!-- wp:paragraph -->\n<p>The last update introduced so many errors that one must question why they\'re even paying for this service.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>I tried to make a few changes to the website after the update was rolled out. The entire site became choppy while editing, elements got misplaced instantly, and it took around 5-6 clicks just to open something. The accordion feature has bugs—typography and text alignment are missing. Anchor links no longer work correctly. And so on. I don’t even want to know what other issues have arisen.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>I strongly advise against purchasing an account here at this time.</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n <div class=\"review-head\">\n <div class=\"reviewer-info\">\n <div class=\"review-title-section\">\n <h4 class=\"review-title\">Отличный плагин</h4>\n <div class=\"star-rating\">\n <div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div> </div>\n </div>\n <p class=\"reviewer\">\n By <a href=\"https://profiles.wordpress.org/novikovv/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/0b279e699ead5dd5911250a666b0be97f21297214f93e1d39dcccfb73ded3328?s=16&d=monsterid&r=g\' srcset=\'https://secure.gravatar.com/avatar/0b279e699ead5dd5911250a666b0be97f21297214f93e1d39dcccfb73ded3328?s=32&d=monsterid&r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/novikovv/\" class=\"reviewer-name\">novikovv</a> on <span class=\"review-date\">February 24, 2025</span> </p>\n </div>\n </div>\n <div class=\"review-body\"><!-- wp:paragraph -->\n<p>Отличный, многофункциональный констрактор. Респект!</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n <div class=\"review-head\">\n <div class=\"reviewer-info\">\n <div class=\"review-title-section\">\n <h4 class=\"review-title\">amazing tool</h4>\n <div class=\"star-rating\">\n <div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div> </div>\n </div>\n <p class=\"reviewer\">\n By <a href=\"https://profiles.wordpress.org/annasmith5/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/8491a645e9e8fd8291dfbbf6711d51084c2a654d6b6ae0bcef98f0caa564c6a3?s=16&d=monsterid&r=g\' srcset=\'https://secure.gravatar.com/avatar/8491a645e9e8fd8291dfbbf6711d51084c2a654d6b6ae0bcef98f0caa564c6a3?s=32&d=monsterid&r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/annasmith5/\" class=\"reviewer-name\">annasmith5</a> on <span class=\"review-date\">February 22, 2025</span> </p>\n </div>\n </div>\n <div class=\"review-body\"><!-- wp:paragraph -->\n<p>Elementor is an amazing tool for building websites. I really enjoy using it!</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n <div class=\"review-head\">\n <div class=\"reviewer-info\">\n <div class=\"review-title-section\">\n <h4 class=\"review-title\">Amazing</h4>\n <div class=\"star-rating\">\n <div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div> </div>\n </div>\n <p class=\"reviewer\">\n By <a href=\"https://profiles.wordpress.org/mymate/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/e27cb4ec39c919e9c9ed0229f06dc21a8991e845148fcfac8ef97695644d4563?s=16&d=monsterid&r=g\' srcset=\'https://secure.gravatar.com/avatar/e27cb4ec39c919e9c9ed0229f06dc21a8991e845148fcfac8ef97695644d4563?s=32&d=monsterid&r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/mymate/\" class=\"reviewer-name\">AndrewHewinson <small>(mymate)</small></a> on <span class=\"review-date\">February 18, 2025</span> </p>\n </div>\n </div>\n <div class=\"review-body\"><!-- wp:paragraph -->\n<p>Elementor is a wonderful page builder.</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n <div class=\"review-head\">\n <div class=\"reviewer-info\">\n <div class=\"review-title-section\">\n <h4 class=\"review-title\">Great product!</h4>\n <div class=\"star-rating\">\n <div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div> </div>\n </div>\n <p class=\"reviewer\">\n By <a href=\"https://profiles.wordpress.org/yoyomama2024/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/d55e10eda64ee1f758bbde67099682b0a3c77aff77f9d57b691cee9a011e3f0c?s=16&d=monsterid&r=g\' srcset=\'https://secure.gravatar.com/avatar/d55e10eda64ee1f758bbde67099682b0a3c77aff77f9d57b691cee9a011e3f0c?s=32&d=monsterid&r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/yoyomama2024/\" class=\"reviewer-name\">yoyomama2024</a> on <span class=\"review-date\">February 17, 2025</span> </p>\n </div>\n </div>\n <div class=\"review-body\"><!-- wp:paragraph -->\n<p>Elementor is a great website builder. I love it!</p>\n<!-- /wp:paragraph --></div>\n</div>\n<div class=\"review\">\n <div class=\"review-head\">\n <div class=\"reviewer-info\">\n <div class=\"review-title-section\">\n <h4 class=\"review-title\">Well supported</h4>\n <div class=\"star-rating\">\n <div class=\"wporg-ratings\" aria-label=\"5 out of 5 stars\" data-title-template=\"%s out of 5 stars\" data-rating=\"5\" style=\"color:#ffb900;\"><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span><span class=\"star dashicons dashicons-star-filled\"></span></div> </div>\n </div>\n <p class=\"reviewer\">\n By <a href=\"https://profiles.wordpress.org/dollar_dad/\"><img alt=\'\' src=\'https://secure.gravatar.com/avatar/41a7165b6a0eca0871db9e448ead6b85701fe73f49d0101133ba8393c11d6ee7?s=16&d=monsterid&r=g\' srcset=\'https://secure.gravatar.com/avatar/41a7165b6a0eca0871db9e448ead6b85701fe73f49d0101133ba8393c11d6ee7?s=32&d=monsterid&r=g 2x\' class=\'avatar avatar-16 photo\' height=\'16\' width=\'16\' loading=\'lazy\' decoding=\'async\'/></a><a href=\"https://profiles.wordpress.org/dollar_dad/\" class=\"reviewer-name\">Kevin Phillips <small>(dollar_dad)</small></a> on <span class=\"review-date\">February 16, 2025</span> </p>\n </div>\n </div>\n <div class=\"review-body\"><!-- wp:paragraph -->\n<p>Compared to other page builders it has plenty of resources and up to date tutorials. The only downside is the annual cost whereas many page builders offer unlimited lifetime subscriptions.</p>\n<!-- /wp:paragraph --></div>\n</div>\n\";}s:17:\"short_description\";s:145:\"The Elementor Website Builder has it all: drag and drop page builder, pixel perfect design, mobile responsive editing, and more. Get started now!\";s:13:\"download_link\";s:59:\"https://downloads.wordpress.org/plugin/elementor.3.27.6.zip\";s:14:\"upgrade_notice\";a:0:{}s:11:\"screenshots\";a:6:{i:1;a:2:{s:3:\"src\";s:62:\"https://ps.w.org/elementor/assets/screenshot-1.gif?rev=3005087\";s:7:\"caption\";s:144:\"<strong>Visual Drag and Drop Editor</strong> - Design your website layouts and place any element anywhere on the page for pixel-perfect designs.\";}i:2;a:2:{s:3:\"src\";s:62:\"https://ps.w.org/elementor/assets/screenshot-2.gif?rev=3005087\";s:7:\"caption\";s:185:\"<strong>Full Design System</strong> - Enjoy a professional workflow and ensure consistency across your site. Define your settings, use them globally, and instantly adjust them any time.\";}i:3;a:2:{s:3:\"src\";s:62:\"https://ps.w.org/elementor/assets/screenshot-3.gif?rev=3005087\";s:7:\"caption\";s:170:\"<strong>Responsive Design</strong> Fully edit your website and customize the behavior on desktop, tablet, & mobile to optimize the visitor experience on every device.\";}i:4;a:2:{s:3:\"src\";s:62:\"https://ps.w.org/elementor/assets/screenshot-4.gif?rev=3005087\";s:7:\"caption\";s:193:\"<strong>Kits and Templates</strong> - Jumpstart your web creation process or get inspired with professionally-designed templates or full website kits available for your immediate customization.\";}i:5;a:2:{s:3:\"src\";s:62:\"https://ps.w.org/elementor/assets/screenshot-5.gif?rev=3005087\";s:7:\"caption\";s:190:\"<strong>Nested Elements</strong> Leverage Elementor\'s Nested widgets to place any widget inside the content area of another widget - like Tabs, and Accordion for complete design 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The risk or uncertainty arising due to death is known Mortality Risk. Financial experts have opined that the perfect hedge to mortality risk associated with Human Capital is the purchase of a Life Insurance contract. The reasons are that both the Human Capital and the Life Insurance have negatively correlated payoffs over a given period.<\\/p>\\n<p>Okay, let\\u2019s put this into perspective. Jack, aged 28, working as a Petroleum Engineer at Saudi Aramco with lots of prospects to become the Director of Exploration. Regardless of his huge labor income and high savings now, his Human Capital still constitutes a larger part of his total wealth. Also, Jack decides to take up a Life Insurance contract with a sum assured of $ 100,000,000.00 and he diligently pays his annual premium to the insurance company. Let\\u2019s speed time forward into year 5, if Jack is still alive, he would still be benefiting from his Human Capital (payoff). 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In essence, an individual might earn a lot but still be broke and unable to build wealth.<\\/p>\",\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"782f8ee\",\"elType\":\"widget\",\"settings\":{\"image\":{\"url\":\"https:\\/\\/stlassetmgt.com\\/wp-content\\/uploads\\/2022\\/10\\/achive-your-financial-target-with-stl-asset-management.jpg\",\"id\":1462,\"alt\":\"achive-your-financial-target-with-stl-asset-management\",\"source\":\"library\"},\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"image\"},{\"id\":\"f90943c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Let\\u2019s put this into perspective, Mr. A has three sources of income and earns a total of<br \\/>NGN 1,000,000 monthly but spends NGN 800,000 before the next month\\u2019s receipt date while Mr. B earns NGN 400,000 monthly and spends NGN 100,000 only. Without a reasonable doubt, Mr. A is the better income earner. 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As Jack progresses in his career and as his cost of living stabilizes, he begins to save more, hence, increasing his Financial Capital. 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Also, as time progresses, his Human Capital begins to drop due to the reduction in time to which the future expected incomes will be earned.<\\/p>\",\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"782f8ee\",\"elType\":\"widget\",\"settings\":{\"image\":{\"url\":\"https:\\/\\/stlassetmgt.com\\/wp-content\\/uploads\\/2022\\/10\\/achive-your-financial-target-with-stl-asset-management.jpg\",\"id\":1462,\"alt\":\"achive-your-financial-target-with-stl-asset-management\",\"source\":\"library\"},\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"image\"},{\"id\":\"f90943c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>For young people with Human Capital constituting a larger proportion of total wealth, there should be concerns about how best to preserve it from unforeseen, uncalculated, and unwarranted events and circumstances such as death. The risk or uncertainty arising due to death is known Mortality Risk. Financial experts have opined that the perfect hedge to mortality risk associated with Human Capital is the purchase of a Life Insurance contract. The reasons are that both the Human Capital and the Life Insurance have negatively correlated payoffs over a given period.<\\/p>\\n<p>Okay, let\\u2019s put this into perspective. Jack, aged 28, working as a Petroleum Engineer at Saudi Aramco with lots of prospects to become the Director of Exploration. Regardless of his huge labor income and high savings now, his Human Capital still constitutes a larger part of his total wealth. Also, Jack decides to take up a Life Insurance contract with a sum assured of $ 100,000,000.00 and he diligently pays his annual premium to the insurance company. Let\\u2019s speed time forward into year 5, if Jack is still alive, he would still be benefiting from his Human Capital (payoff). However, if an uncertain event such as death has occurred, his dependents would have made a claim on the sum assured and be benefiting from the life insurance contract (payoff). Hence, dead or alive at any point in the future, Jack and his dependents are financially covered. In economic terms, Jack\\u2019s utility of wealth is maximized either dead or alive.<\\/p>\\n<p>Consequently, I believe we all should embrace Insurance. Pick up a Life Insurance today and safeguard the lives of your own \\u2013 our families. Don\\u2019t let your most valuable asset; Human Capital, go to waste. We all have worked endlessly to be who we are today. GET INSURED!!!!<\\/p>\",\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false}]'),(5414,1766,'_elementor_edit_mode','builder'),(5415,1766,'_elementor_template_type','wp-post'),(5416,1766,'_wp_page_template','default'),(5417,1766,'_thumbnail_id','1004'),(5418,1766,'_elementor_version','3.7.8'),(5419,1766,'_elementor_page_settings','a:1:{s:18:\"eael_ext_toc_title\";s:17:\"Table of Contents\";}'),(5420,1766,'_elementor_data','[{\"id\":\"d3afb6a\",\"elType\":\"section\",\"settings\":{\"pa_condition_repeater\":[]},\"elements\":[{\"id\":\"26a178d6\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"pa_condition_repeater\":[]},\"elements\":[{\"id\":\"32dbd52c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><em>\\u201cAchieving the highest possible return on human capital must be everybody\\u2019s goal\\u201d\\u2026\\u2026.Brian Tracy<\\/em><\\/p>\\n<p>We coin the word \\u2018Human Capital\\u2019 to areas relating to Human Resources; Personnel Management; Labor Relations etc. However, our online helper; Wikipedia, defines Human Capital as \\u201cthe stock of knowledge, habits, social and personality attributes, including creativity, embodied in the ability to perform labor so as to produce economic value.\\u201d<\\/p>\\n<p>However, in areas relating to wealth management, Human Capital is simply put as \\u2018the present value of a person\\u2019s future expected income. Trust me the maths to this definition is super complicated but if you are so good with numbers, you can google it out.<\\/p>\\n<p>At every point in time, a person\\u2019s total wealth is the summation of his\\/her Human Capital and Financial Capital. While Human Capital is a bit subjective, Financial Capital is very much quantifiable. It\\u2019s the total value of all the financial assets owned by the person. Let\\u2019s bring this to life by giving the person a name - Jack Robinson.<\\/p>\\n<p>At an early stage in Jack\\u2019s career, given that Jack is well grounded and rounded in knowledge, his Human Capital will constitute larger proportions in his total wealth. His Financial Capital will be relatively small because he will be saving less due to his high cost of living compared to his income. Financial Capital can also be said to be the accumulation of savings over a given period. As Jack progresses in his career and as his cost of living stabilizes, he begins to save more, hence, increasing his Financial Capital. Also, as time progresses, his Human Capital begins to drop due to the reduction in time to which the future expected incomes will be earned.<\\/p>\",\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"782f8ee\",\"elType\":\"widget\",\"settings\":{\"image\":{\"url\":\"https:\\/\\/stlassetmgt.com\\/wp-content\\/uploads\\/2022\\/10\\/achive-your-financial-target-with-stl-asset-management.jpg\",\"id\":1462,\"alt\":\"achive-your-financial-target-with-stl-asset-management\",\"source\":\"library\"},\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"image\"},{\"id\":\"f90943c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>For young people with Human Capital constituting a larger proportion of total wealth, there should be concerns about how best to preserve it from unforeseen, uncalculated, and unwarranted events and circumstances such as death. The risk or uncertainty arising due to death is known Mortality Risk. Financial experts have opined that the perfect hedge to mortality risk associated with Human Capital is the purchase of a Life Insurance contract. The reasons are that both the Human Capital and the Life Insurance have negatively correlated payoffs over a given period.<\\/p>\\n<p>Okay, let\\u2019s put this into perspective. Jack, aged 28, working as a Petroleum Engineer at Saudi Aramco with lots of prospects to become the Director of Exploration. Regardless of his huge labor income and high savings now, his Human Capital still constitutes a larger part of his total wealth. Also, Jack decides to take up a Life Insurance contract with a sum assured of $ 100,000,000.00 and he diligently pays his annual premium to the insurance company. Let\\u2019s speed time forward into year 5, if Jack is still alive, he would still be benefiting from his Human Capital (payoff). However, if an uncertain event such as death has occurred, his dependents would have made a claim on the sum assured and be benefiting from the life insurance contract (payoff). Hence, dead or alive at any point in the future, Jack and his dependents are financially covered. In economic terms, Jack\\u2019s utility of wealth is maximized either dead or alive.<\\/p>\\n<p>Consequently, I believe we all should embrace Insurance. Pick up a Life Insurance today and safeguard the lives of your own \\u2013 our families. Don\\u2019t let your most valuable asset; Human Capital, go to waste. We all have worked endlessly to be who we are today. GET INSURED!!!!<\\/p>\",\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false}]'),(5423,1767,'_elementor_edit_mode','builder'),(5424,1767,'_elementor_template_type','wp-post'),(5425,1767,'_wp_page_template','default'),(5426,1767,'_thumbnail_id','1004'),(5427,1767,'_elementor_version','3.7.8'),(5428,1767,'_elementor_page_settings','a:1:{s:18:\"eael_ext_toc_title\";s:17:\"Table of Contents\";}'),(5429,1767,'_elementor_data','[{\"id\":\"d3afb6a\",\"elType\":\"section\",\"settings\":{\"pa_condition_repeater\":[]},\"elements\":[{\"id\":\"26a178d6\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"pa_condition_repeater\":[]},\"elements\":[{\"id\":\"32dbd52c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><em>\\u201cA stitch in time saves nine,\\u201d said a tailor down the road.<\\/em><\\/p><p>Ever wondered<em> \\u201cHow does a stitch save nine? Why nine?\\u201d.<\\/em> Our reliable companion: Google, simply puts it as \\u201csolving problems when they are small rather than waiting to let them become bigger and harder to solve\\u201d.<\\/p><p>How does this relate to wealth management?<\\/p><p>Investment experts have taught us that one\\u2019s ability to build wealth over time depends on<br \\/>one\\u2019s risk tolerance \\u2013 the degree of risk one is willing and able to take to achieve one\\u2019s investment goals. As the father of modern portfolio theory, Harry Markowitz, said: \\u201cthe higher<br \\/>the risk, the higher the return\\u201d. Therefore, individuals with above-average risk tolerance may<br \\/>become wealthier than their fellow peers at a future date.<\\/p><p>An individual\\u2019s risk tolerance is dependent on personal situations and financial circumstances which include but are not limited to; sources of income, a measure of wealth, stage of life, number of dependencies, etc.<\\/p><p>Focusing on sources of income, our ability to build wealth as we desire depends on our sources of income; be it the 9-5 individual working in an Oil company; the investment banker who works 24\\/7, or the easy-going entrepreneur looking forward to the next big deal. The amount of money we earn determines the amount of wealth we can accumulate. Therefore, having more sources of income trumps having just one. However, it\\u2019s not just the quantity of income that matters but the liabilities tied to the income. In essence, an individual might earn a lot but still be broke and unable to build wealth.<\\/p>\",\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"782f8ee\",\"elType\":\"widget\",\"settings\":{\"image\":{\"url\":\"https:\\/\\/stlassetmgt.com\\/wp-content\\/uploads\\/2022\\/10\\/achive-your-financial-target-with-stl-asset-management.jpg\",\"id\":1462,\"alt\":\"achive-your-financial-target-with-stl-asset-management\",\"source\":\"library\"},\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"image\"},{\"id\":\"f90943c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Let\\u2019s put this into perspective, Mr. A has three sources of income and earns a total of<br \\/>NGN 1,000,000 monthly but spends NGN 800,000 before the next month\\u2019s receipt date while Mr. B earns NGN 400,000 monthly and spends NGN 100,000 only. Without a reasonable doubt, Mr. A is the better income earner. Based on sources of income being our factor in defining one\\u2019s risk tolerance, Mr. A fits the description of higher income earners but is still broke. Do simple math; monthly, Mr. B has NGN 100,000 more to invest and make himself wealthier than Mr. A over time.<\\/p><p>Therefore, who would you rather be? Mr. A lives for the moment and forgets about the future or Mr. B lives moderately and creates the avenue to build wealth over time. It\'s best we act now by increasing our risk tolerance, increasing our propensity to build wealth, and<br \\/>avoiding outliving our wealth. It\\u2019s never too late - the time is always right to do the right thing.<\\/p><p><strong>A stitch does save nine.<\\/strong><\\/p>\",\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false}]'),(5457,1774,'_elementor_edit_mode','builder'),(5458,1774,'_elementor_template_type','wp-post'),(5459,1774,'_wp_page_template','default'),(5460,1774,'_thumbnail_id','1004'),(5461,1774,'_elementor_version','3.7.8'),(5462,1774,'_elementor_page_settings','a:1:{s:18:\"eael_ext_toc_title\";s:17:\"Table of Contents\";}'),(5463,1774,'_elementor_data','[{\"id\":\"d3afb6a\",\"elType\":\"section\",\"settings\":{\"pa_condition_repeater\":[]},\"elements\":[{\"id\":\"26a178d6\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"pa_condition_repeater\":[]},\"elements\":[{\"id\":\"32dbd52c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><em>\\u201cA stitch in time saves nine,\\u201d said a tailor down the road.<\\/em><\\/p><p>Ever wondered<em> \\u201cHow does a stitch save nine? Why nine?\\u201d.<\\/em> Our reliable companion: Google, simply puts it as \\u201csolving problems when they are small rather than waiting to let them become bigger and harder to solve\\u201d.<\\/p><p>How does this relate to wealth management?<\\/p><p>Investment experts have taught us that one\\u2019s ability to build wealth over time depends on<br \\/>one\\u2019s risk tolerance \\u2013 the degree of risk one is willing and able to take to achieve one\\u2019s investment goals. As the father of modern portfolio theory, Harry Markowitz, said: \\u201cthe higher<br \\/>the risk, the higher the return\\u201d. Therefore, individuals with above-average risk tolerance may<br \\/>become wealthier than their fellow peers at a future date.<\\/p><p>An individual\\u2019s risk tolerance is dependent on personal situations and financial circumstances which include but are not limited to; sources of income, a measure of wealth, stage of life, number of dependencies, etc.<\\/p><p>Focusing on sources of income, our ability to build wealth as we desire depends on our sources of income; be it the 9-5 individual working in an Oil company; the investment banker who works 24\\/7, or the easy-going entrepreneur looking forward to the next big deal. The amount of money we earn determines the amount of wealth we can accumulate. Therefore, having more sources of income trumps having just one. However, it\\u2019s not just the quantity of income that matters but the liabilities tied to the income. In essence, an individual might earn a lot but still be broke and unable to build wealth.<\\/p>\",\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"782f8ee\",\"elType\":\"widget\",\"settings\":{\"image\":{\"url\":\"https:\\/\\/stlassetmgt.com\\/wp-content\\/uploads\\/2022\\/10\\/achive-your-financial-target-with-stl-asset-management.jpg\",\"id\":1462,\"alt\":\"achive-your-financial-target-with-stl-asset-management\",\"source\":\"library\"},\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"image\"},{\"id\":\"f90943c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Let\\u2019s put this into perspective, Mr. A has three sources of income and earns a total of<br \\/>NGN 1,000,000 monthly but spends NGN 800,000 before the next month\\u2019s receipt date while Mr. B earns NGN 400,000 monthly and spends NGN 100,000 only. Without a reasonable doubt, Mr. A is the better income earner. Based on sources of income being our factor in defining one\\u2019s risk tolerance, Mr. A fits the description of higher income earners but is still broke. Do simple math; monthly, Mr. B has NGN 100,000 more to invest and make himself wealthier than Mr. A over time.<\\/p><p>Therefore, who would you rather be? Mr. A lives for the moment and forgets about the future or Mr. B lives moderately and creates the avenue to build wealth over time. It\'s best we act now by increasing our risk tolerance, increasing our propensity to build wealth, and<br \\/>avoiding outliving our wealth. It\\u2019s never too late - the time is always right to do the right thing.<\\/p><p><strong>A stitch does save nine.<\\/strong><\\/p>\",\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false}]'),(5537,549,'_edit_lock','1678784259:2'),(5552,549,'_elementor_page_settings','a:1:{s:18:\"eael_ext_toc_title\";s:17:\"Table of Contents\";}'),(5561,549,'_yoast_wpseo_content_score','90'),(5562,549,'_yoast_wpseo_estimated-reading-time-minutes','1'),(5738,1806,'_edit_last','1'),(5739,1806,'_aoc_tab','#paoc_behaviour_sett'),(5740,1806,'_aoc_popup_goal','announcement'),(5741,1806,'_aoc_display_type','modal'),(5742,1806,'_aoc_popup_appear','button'),(5743,1806,'_aoc_behaviour','a:15:{s:10:\"open_delay\";s:0:\"\";s:9:\"disappear\";s:0:\"\";s:12:\"loader_speed\";i:1;s:12:\"popup_img_id\";i:0;s:9:\"image_url\";s:0:\"\";s:9:\"btn_class\";s:0:\"\";s:8:\"btn_text\";s:13:\"Click Here!!!\";s:9:\"link_text\";s:11:\"Click Me!!!\";s:11:\"image_title\";i:0;s:13:\"image_caption\";i:0;s:10:\"hide_close\";i:0;s:8:\"clsonesc\";i:0;s:13:\"enable_loader\";i:0;s:12:\"hide_overlay\";i:0;s:13:\"close_overlay\";i:0;}'),(5744,1806,'_aoc_content','a:5:{s:12:\"main_heading\";s:18:\"AHMED OLAITAN BANU\";s:11:\"sub_heading\";s:17:\"Managing Director\";s:14:\"cust_close_txt\";s:5:\"Close\";s:13:\"security_note\";s:0:\"\";s:17:\"secondary_content\";s:0:\"\";}'),(5745,1806,'_aoc_design','a:9:{s:8:\"template\";s:8:\"design-3\";s:5:\"width\";s:0:\"\";s:6:\"height\";s:0:\"\";s:11:\"mn_position\";s:13:\"center-center\";s:6:\"effect\";s:6:\"fadein\";s:8:\"speed_in\";d:0.5;s:9:\"speed_out\";d:0.25;s:12:\"loader_color\";s:7:\"#000000\";s:16:\"fullscreen_popup\";i:0;}'),(5746,1806,'_aoc_advance','a:3:{s:11:\"show_credit\";i:0;s:13:\"cookie_expire\";s:0:\"\";s:11:\"cookie_unit\";s:3:\"day\";}'),(5747,1806,'_aoc_custom_css',''),(5748,1806,'_edit_lock','1666444502:1'),(6168,1854,'insur_show_page_banner','off'),(6169,1854,'_wp_page_template','elementor_header_footer'),(6170,1854,'_elementor_edit_mode','builder'),(6171,1854,'_elementor_template_type','wp-page'),(6172,1854,'_elementor_version','3.8.1'),(6173,1854,'_elementor_data','[{\"id\":\"d286ff1\",\"elType\":\"section\",\"settings\":{\"structure\":\"21\",\"pa_condition_repeater\":[]},\"elements\":[{\"id\":\"3692007\",\"elType\":\"column\",\"settings\":{\"_column_size\":33,\"_inline_size\":null,\"background_background\":\"classic\",\"background_image\":{\"url\":\"\",\"id\":\"\",\"alt\":\"Ahmed-Banu\",\"source\":\"library\"},\"background_position\":\"center center\",\"background_repeat\":\"no-repeat\",\"background_size\":\"cover\",\"pa_condition_repeater\":[]},\"elements\":[{\"id\":\"893644a\",\"elType\":\"widget\",\"settings\":{\"image\":{\"url\":\"https:\\/\\/stlassetmgt.com\\/wp-content\\/uploads\\/2022\\/10\\/Ahmed-Banu.jpg\",\"id\":1732,\"alt\":\"Ahmed-Banu\",\"source\":\"library\"},\"align\":\"center\",\"link_to\":\"file\",\"open_lightbox\":\"yes\",\"image_border_radius\":{\"unit\":\"px\",\"top\":\"10\",\"right\":\"10\",\"bottom\":\"10\",\"left\":\"10\",\"isLinked\":true},\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"image\"}],\"isInner\":false},{\"id\":\"27ea9ee\",\"elType\":\"column\",\"settings\":{\"_column_size\":66,\"_inline_size\":null,\"pa_condition_repeater\":[]},\"elements\":[{\"id\":\"e606230\",\"elType\":\"widget\",\"settings\":{\"title\":\"AHMED OLAITAN BANU\",\"title_color\":\"#16243D\",\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"1673f5b\",\"elType\":\"widget\",\"settings\":{\"title\":\"Managing Director\",\"header_size\":\"h4\",\"title_color\":\"#16243DCF\",\"typography_typography\":\"custom\",\"typography_font_size\":{\"unit\":\"px\",\"size\":21,\"sizes\":[]},\"typography_font_weight\":\"500\",\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"heading\"},{\"id\":\"ae3334c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"Ahmed Olaitan Banu has general oversight of the business and the responsibility of achieving its objectives.<br\\/><br\\/>\\n\\nHe has over 15 years of cognate experience spanning Stockbroking, Securities Trading,\\nInvestment Management, Institutional Trusteeship, Capital Market Operations, and other financial services. 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Why nine?\\u201d.<\\/em> Our reliable companion: Google, simply puts it as \\u201csolving problems when they are small rather than waiting to let them become bigger and harder to solve\\u201d.<\\/p><p>How does this relate to wealth management?<\\/p><p>Investment experts have taught us that one\\u2019s ability to build wealth over time depends on<br \\/>one\\u2019s risk tolerance \\u2013 the degree of risk one is willing and able to take to achieve one\\u2019s investment goals. As the father of modern portfolio theory, Harry Markowitz, said: \\u201cthe higher<br \\/>the risk, the higher the return\\u201d. 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In essence, an individual might earn a lot but still be broke and unable to build wealth.<\\/p>\",\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"782f8ee\",\"elType\":\"widget\",\"settings\":{\"image\":{\"url\":\"https:\\/\\/stlassetmgt.com\\/wp-content\\/uploads\\/2022\\/10\\/achive-your-financial-target-with-stl-asset-management.jpg\",\"id\":1462,\"alt\":\"achive-your-financial-target-with-stl-asset-management\",\"source\":\"library\"},\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"image\"},{\"id\":\"f90943c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>Let\\u2019s put this into perspective, Mr. A has three sources of income and earns a total of<br \\/>NGN 1,000,000 monthly but spends NGN 800,000 before the next month\\u2019s receipt date while Mr. B earns NGN 400,000 monthly and spends NGN 100,000 only. Without a reasonable doubt, Mr. A is the better income earner. 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INSERT INTO `wp_postmeta` VALUES (8653,2135,'_thumbnail_id','2129'),(8654,2135,'_elementor_edit_mode','builder'),(8655,2135,'_elementor_template_type','wp-post'),(8656,2135,'_elementor_version','3.7.8'),(8657,2135,'_elementor_page_settings','a:1:{s:18:\"eael_ext_toc_title\";s:17:\"Table of Contents\";}'),(8658,2135,'_elementor_data','[{\"id\":\"d3afb6a\",\"elType\":\"section\",\"settings\":{\"pa_condition_repeater\":[]},\"elements\":[{\"id\":\"26a178d6\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"pa_condition_repeater\":[]},\"elements\":[{\"id\":\"32dbd52c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><em>\\u201cAchieving the highest possible return on human capital must be everybody\\u2019s goal\\u201d\\u2026\\u2026.Brian Tracy<\\/em><\\/p>\\n<p>We coin the word \\u2018Human Capital\\u2019 to areas relating to Human Resources; Personnel Management; Labor Relations etc. However, our online helper; Wikipedia, defines Human Capital as \\u201cthe stock of knowledge, habits, social and personality attributes, including creativity, embodied in the ability to perform labor so as to produce economic value.\\u201d<\\/p>\\n<p>However, in areas relating to wealth management, Human Capital is simply put as \\u2018the present value of a person\\u2019s future expected income. 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As Jack progresses in his career and as his cost of living stabilizes, he begins to save more, hence, increasing his Financial Capital. Also, as time progresses, his Human Capital begins to drop due to the reduction in time to which the future expected incomes will be earned.<\\/p>\",\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"782f8ee\",\"elType\":\"widget\",\"settings\":{\"image\":{\"url\":\"https:\\/\\/stlassetmgt.com\\/wp-content\\/uploads\\/2022\\/10\\/achive-your-financial-target-with-stl-asset-management.jpg\",\"id\":1462,\"alt\":\"achive-your-financial-target-with-stl-asset-management\",\"source\":\"library\"},\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"image\"},{\"id\":\"f90943c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>For young people with Human Capital constituting a larger proportion of total wealth, there should be concerns about how best to preserve it from unforeseen, uncalculated, and unwarranted events and circumstances such as death. The risk or uncertainty arising due to death is known Mortality Risk. 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GET INSURED!!!!<\\/p>\",\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false}]'),(8661,2136,'_wp_page_template','default'),(8662,2136,'_thumbnail_id','2129'),(8663,2136,'_elementor_edit_mode','builder'),(8664,2136,'_elementor_template_type','wp-post'),(8665,2136,'_elementor_version','3.7.8'),(8666,2136,'_elementor_page_settings','a:1:{s:18:\"eael_ext_toc_title\";s:17:\"Table of Contents\";}'),(8667,2136,'_elementor_data','[{\"id\":\"d3afb6a\",\"elType\":\"section\",\"settings\":{\"pa_condition_repeater\":[]},\"elements\":[{\"id\":\"26a178d6\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"pa_condition_repeater\":[]},\"elements\":[{\"id\":\"32dbd52c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><em>\\u201cAchieving the highest possible return on human capital must be everybody\\u2019s goal\\u201d\\u2026\\u2026.Brian Tracy<\\/em><\\/p>\\n<p>We coin the word \\u2018Human Capital\\u2019 to areas relating to Human Resources; Personnel Management; Labor Relations etc. However, our online helper; Wikipedia, defines Human Capital as \\u201cthe stock of knowledge, habits, social and personality attributes, including creativity, embodied in the ability to perform labor so as to produce economic value.\\u201d<\\/p>\\n<p>However, in areas relating to wealth management, Human Capital is simply put as \\u2018the present value of a person\\u2019s future expected income. 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future expected income. 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As Jack progresses in his career and as his cost of living stabilizes, he begins to save more, hence, increasing his Financial Capital. Also, as time progresses, his Human Capital begins to drop due to the reduction in time to which the future expected incomes will be earned.<\\/p>\",\"pa_condition_repeater\":[]},\"elements\":[],\"widgetType\":\"text-editor\"},{\"id\":\"782f8ee\",\"elType\":\"widget\",\"settings\":{\"image\":{\"url\":\"https:\\/\\/stlassetmgt.com\\/wp-content\\/uploads\\/2022\\/10\\/achive-your-financial-target-with-stl-asset-management.jpg\",\"id\":1462,\"alt\":\"achive-your-financial-target-with-stl-asset-management\",\"source\":\"library\"},\"pa_condition_repeater\":[],\"align\":\"left\",\"image_border_radius\":{\"unit\":\"px\",\"top\":\"10\",\"right\":\"10\",\"bottom\":\"10\",\"left\":\"10\",\"isLinked\":true}},\"elements\":[],\"widgetType\":\"image\"},{\"id\":\"f90943c\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>For young people with Human Capital constituting a larger proportion of total wealth, there should be concerns about how best to preserve it from unforeseen, uncalculated, and unwarranted events and circumstances such as death. The risk or uncertainty arising due to death is known Mortality Risk. Financial experts have opined that the perfect hedge to mortality risk associated with Human Capital is the purchase of a Life Insurance contract. The reasons are that both the Human Capital and the Life Insurance have negatively correlated payoffs over a given period.<\\/p>\\n<p>Okay, let\\u2019s put this into perspective. Jack, aged 28, working as a Petroleum Engineer at Saudi Aramco with lots of prospects to become the Director of Exploration. Regardless of his huge labor income and high savings now, his Human Capital still constitutes a larger part of his total wealth. Also, Jack decides to take up a Life Insurance contract with a sum assured of $ 100,000,000.00 and he diligently pays his annual premium to the insurance company. Let\\u2019s speed time forward into year 5, if Jack is still alive, he would still be benefiting from his Human Capital (payoff). However, if an uncertain event such as death has occurred, his dependents would have made a claim on the sum assured and be benefiting from the life insurance contract (payoff). Hence, dead or alive at any point in the future, Jack and his dependents are financially covered. In economic terms, Jack\\u2019s utility of wealth is maximized either dead or alive.<\\/p>\\n<p>Consequently, I believe we all should embrace Insurance. Pick up a Life Insurance today and safeguard the lives of your own \\u2013 our families. Don\\u2019t let your most valuable asset; Human Capital, go to waste. We all have worked endlessly to be who we are today. 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I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"e36997e\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"5f8ea78\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>\\u00a0<\\/p><p>\\u00a0<\\/p><p><strong>STL Balanced Fund<\\/strong> (STL BF) is a Collective Investment Scheme that seeks to provide access to investors who are desirous of gaining the required investment benefits from a carefully curated portfolio of stocks and fixed-income instruments at moderate risk.<\\/p><p>\\u00a0<\\/p><p>The investment objective of the STL BF is to grow investment capital while generating periodic income over the investment period focusing on optimal diversification.<\\/p><p>\\u00a0<\\/p><p>STL BF creates and offers units to prospective investors to gain access to this investment opportunity. Also, STL BF is open-ended as it allows investors to buy and sell these units continuously from the Fund Manager, STL Asset Management Limited.<\\/p><p>\\u00a0<\\/p><p>STL BF is authorized and regulated by the Securities and Exchange Commission (SEC).<\\/p><p>\\u00a0<\\/p><p><strong>SUMMARY OF THE STL BF:<\\/strong><strong style=\\\"font-family: var( --e-global-typography-text-font-family ), Sans-serif;\\\">\\u00a0<\\/strong><\\/p><table width=\\\"612\\\"><tbody><tr><td width=\\\"185\\\"><p>METHOD OF ACCESS<\\/p><\\/td><td width=\\\"426\\\"><p>Purchase of Units from the Fund Manager<\\/p><p>Zero charges on Purchase<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\"><p>UNITS FOR PURCHASE<\\/p><\\/td><td width=\\\"426\\\"><p>Minimum of 50 units<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\"><p>UNIT PRICE<\\/p><\\/td><td width=\\\"426\\\"><p>The Offer Price at the prevailing day<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\"><p>AVAILABILITY OF UNITS<\\/p><\\/td><td width=\\\"426\\\"><p>Continuously<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\"><p>TARGET INVESTORS<\\/p><\\/td><td width=\\\"426\\\"><p>Investors who are interested in long-term capital growth while earning periodic income.<\\/p><p>Marketable to <strong>savvy<\\/strong> Retail Investors, High-Net-Worth Individuals, and Institutions.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\"><p>DISTRIBUTIONS<\\/p><\\/td><td width=\\\"426\\\"><p>STL BF may distribute dividends annually at the discretion of the Fund Manager.<\\/p><p>Investors have the option of either receiving their dividends via electronic transfer or reinvesting same to purchase additional units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\"><p>METHOD OF EXIT<\\/p><\\/td><td width=\\\"426\\\"><p>Investors shall have the right to sell all or part of the Units to the Fund Manager at the prevailing Bid Price.<\\/p><p>The minimum permissible holding after partial sale is 50 Units.<\\/p><p>Zero charges on Sale.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\"><p>MINIMUM INVESTMENT PERIOD<\\/p><\\/td><td width=\\\"426\\\"><p>The minimum investment period in the STL BF is 90 days.<\\/p><p>The sale of Units within the minimum investment period would attract a penalty of 20% charge on the return earned.<\\/p><p>The minimum investment period commences from the day of the purchase of Units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\"><p>UNDERLYING INVESTMENTS<\\/p><\\/td><td width=\\\"426\\\"><p>Equities<\\/p><p>Bonds<\\/p><p>Nigerian Treasury Bills<\\/p><p>Promissory Notes issued by the Federal Government of Nigeria<\\/p><p>Bank Placements<\\/p><p>Commercial Papers<\\/p><p>Other money Market Instruments<\\/p><\\/td><\\/tr><\\/tbody><\\/table><p><span style=\\\"color: var( --e-global-color-text ); 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I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"e36997e\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"5f8ea78\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><strong>STL Money Market Fund<\\/strong> (STL MMF) is a Collective Investment Scheme that seeks to give prospective investors access to gain the required investment benefits on a portfolio of money market instruments at low risk.<\\/p><p>\\u00a0<\\/p><p>The investment objective of the STL MMF is to seek current income and preserve investment capital while maintaining high liquidity.<\\/p><p>\\u00a0<\\/p><p>STL MMF creates and offers units to prospective investors to gain this access. Also, STL MMF is open-ended as it allows investors to buy and sell these units continuously from the Fund Manager, STL Asset Management Limited.<\\/p><p>\\u00a0<\\/p><p>STL MMF is registered and regulated by the Securities and Exchange Commission (SEC).<\\/p><p>\\u00a0<\\/p><p>The following provides a summary of the STL MMF:<\\/p><p><strong>\\u00a0<\\/strong><\\/p><table width=\\\"612\\\"><tbody><tr><td width=\\\"185\\\">METHOD OF ACCESS<\\/td><td width=\\\"426\\\"><p>Purchase of Units from the Fund Manager<\\/p><p>\\u00a0<\\/p><p>Zero charges on Purchase.<\\/p><p>\\u00a0<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNITS FOR PURCHASE<\\/td><td width=\\\"426\\\">Minimum of 50 units<\\/td><\\/tr><tr><td width=\\\"185\\\">UNIT PRICE<\\/td><td width=\\\"426\\\">N100.00 (always as the price doesn\\u2019t change)<\\/td><\\/tr><tr><td width=\\\"185\\\">AVAILABILITY OF UNITS<\\/td><td width=\\\"426\\\"><p>Continuously<\\/p><p>\\u00a0<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">TARGET INVESTORS<\\/td><td width=\\\"426\\\"><p>Investors who are interested in a steady stream of income at money market rates while preserving the value of their investments.<\\/p><p>\\u00a0<\\/p><p>Marketable to Retail Investors, High-Net-Worth Individuals, and Institutions.<\\/p><p>\\u00a0<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">DISTRIBUTIONS<\\/td><td width=\\\"426\\\"><p>STL MMF will distribute the income that has accrued on investment capital quarterly.<\\/p><p>\\u00a0<\\/p><p>Investors have the option to elect to receive their dividends via electronic transfer or reinvest by using the amounts to purchase additional units.<\\/p><p>\\u00a0<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">METHOD OF EXIT<\\/td><td width=\\\"426\\\"><p>Investors shall have the right to sell all or part of the Units to the Fund Manager at the Unit Price.<\\/p><p>\\u00a0<\\/p><p>The minimum permissible holding after partial sale is 50 Units.<\\/p><p>\\u00a0<\\/p><p>Zero charges on Sale.<\\/p><p>\\u00a0<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">MINIMUM INVESTMENT PERIOD<\\/td><td width=\\\"426\\\"><p>The minimum investment period for investing in STL MMF is 30 days.<\\/p><p>\\u00a0<\\/p><p>The sale of Units within the minimum investment period would attract a penalty of 20% charge on the return earned.<\\/p><p>\\u00a0<\\/p><p>The minimum investment period commences from the day of the purchase of Units.<\\/p><p>\\u00a0<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNDERLYING INVESTMENTS<\\/td><td width=\\\"426\\\"><p>Nigerian Treasury Bills<\\/p><p>Promissory Notes issued by the Federal Government of Nigeria<\\/p><p>Bank Placements<\\/p><p>Commercial Papers<\\/p><p>Cash<\\/p><p>Other Money Market Instruments<\\/p><\\/td><\\/tr><\\/tbody><\\/table><p><span style=\\\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight );\\\">Kindly <\\/span><strong 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I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"e36997e\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"5f8ea78\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><strong>STL Money Market Fund<\\/strong> (STL MMF) is a Collective Investment Scheme that seeks to give prospective investors access to gain the required investment benefits on a portfolio of money market instruments at low risk.<\\/p><p>\\u00a0<\\/p><p>The investment objective of the STL MMF is to seek current income and preserve investment capital while maintaining high liquidity.<\\/p><p>\\u00a0<\\/p><p>STL MMF creates and offers units to prospective investors to gain this access. Also, STL MMF is open-ended as it allows investors to buy and sell these units continuously from the Fund Manager, STL Asset Management Limited.<\\/p><p>\\u00a0<\\/p><p>STL MMF is registered and regulated by the Securities and Exchange Commission (SEC).<\\/p><p>\\u00a0<\\/p><p>The following provides a summary of the STL MMF:<\\/p><p><strong>\\u00a0<\\/strong><\\/p><table width=\\\"612\\\"><tbody><tr><td width=\\\"185\\\">METHOD OF ACCESS<\\/td><td width=\\\"426\\\"><p>Purchase of Units from the Fund Manager<\\/p><p>\\u00a0<\\/p><p>Zero charges on Purchase.<\\/p><p>\\u00a0<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNITS FOR PURCHASE<\\/td><td width=\\\"426\\\">Minimum of 50 units<\\/td><\\/tr><tr><td width=\\\"185\\\">UNIT PRICE<\\/td><td width=\\\"426\\\">N100.00 (always as the price doesn\\u2019t change)<\\/td><\\/tr><tr><td width=\\\"185\\\">AVAILABILITY OF UNITS<\\/td><td width=\\\"426\\\"><p>Continuously<\\/p><p>\\u00a0<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">TARGET INVESTORS<\\/td><td width=\\\"426\\\"><p>Investors who are interested in a steady stream of income at money market rates while preserving the value of their investments.<\\/p><p>\\u00a0<\\/p><p>Marketable to Retail Investors, High-Net-Worth Individuals, and Institutions.<\\/p><p>\\u00a0<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">DISTRIBUTIONS<\\/td><td width=\\\"426\\\"><p>STL MMF will distribute the income that has accrued on investment capital quarterly.<\\/p><p>\\u00a0<\\/p><p>Investors have the option to elect to receive their dividends via electronic transfer or reinvest by using the amounts to purchase additional units.<\\/p><p>\\u00a0<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">METHOD OF EXIT<\\/td><td width=\\\"426\\\"><p>Investors shall have the right to sell all or part of the Units to the Fund Manager at the Unit Price.<\\/p><p>\\u00a0<\\/p><p>The minimum permissible holding after partial sale is 50 Units.<\\/p><p>\\u00a0<\\/p><p>Zero charges on Sale.<\\/p><p>\\u00a0<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">MINIMUM INVESTMENT PERIOD<\\/td><td width=\\\"426\\\"><p>The minimum investment period for investing in STL MMF is 30 days.<\\/p><p>\\u00a0<\\/p><p>The sale of Units within the minimum investment period would attract a penalty of 20% charge on the return earned.<\\/p><p>\\u00a0<\\/p><p>The minimum investment period commences from the day of the purchase of Units.<\\/p><p>\\u00a0<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNDERLYING INVESTMENTS<\\/td><td width=\\\"426\\\"><p>Nigerian Treasury Bills<\\/p><p>Promissory Notes issued by the Federal Government of Nigeria<\\/p><p>Bank Placements<\\/p><p>Commercial Papers<\\/p><p>Cash<\\/p><p>Other Money Market Instruments<\\/p><\\/td><\\/tr><\\/tbody><\\/table><p><span style=\\\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight );\\\">Kindly <\\/span><strong 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I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"e36997e\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"5f8ea78\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><strong>STL Money Market Fund<\\/strong> (STL MMF) is a Collective Investment Scheme that seeks to give prospective investors access to gain the required investment benefits on a portfolio of money market instruments at low risk.<\\/p>\\n<p>The investment objective of the STL MMF is to seek current income and preserve investment capital while maintaining high liquidity.<\\/p>\\n<p>STL MMF creates and offers units to prospective investors to gain this access. Also, STL MMF is open-ended as it allows investors to buy and sell these units continuously from the Fund Manager, STL Asset Management Limited.<\\/p>\\n<p>STL MMF is registered and regulated by the Securities and Exchange Commission (SEC).<\\/p>\\n<p>The following provides a summary of the STL MMF:<\\/p>\\n<p><strong> <\\/strong><\\/p>\\n<table width=\\\"612\\\">\\n<tbody>\\n<tr>\\n<td width=\\\"185\\\">METHOD OF ACCESS<\\/td>\\n<td width=\\\"426\\\">\\n<p>Purchase of Units from the Fund Manager<\\/p>\\n<p>Zero charges on Purchase.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">UNITS FOR PURCHASE<\\/td>\\n<td width=\\\"426\\\">Minimum of 50 units<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">UNIT PRICE<\\/td>\\n<td width=\\\"426\\\">N100.00 (always as the price doesn\\u2019t change)<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">AVAILABILITY OF UNITS<\\/td>\\n<td width=\\\"426\\\">\\n<p>Continuously<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">TARGET INVESTORS<\\/td>\\n<td width=\\\"426\\\">\\n<p>Investors who are interested in a steady stream of income at money market rates while preserving the value of their investments.<\\/p>\\n<p>Marketable to Retail Investors, High-Net-Worth Individuals, and Institutions.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">DISTRIBUTIONS<\\/td>\\n<td width=\\\"426\\\">\\n<p>STL MMF will distribute the income that has accrued on investment capital quarterly.<\\/p>\\n<p>Investors have the option to elect to receive their dividends via electronic transfer or reinvest by using the amounts to purchase additional units.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">METHOD OF EXIT<\\/td>\\n<td width=\\\"426\\\">\\n<p>Investors shall have the right to sell all or part of the Units to the Fund Manager at the Unit Price.<\\/p>\\n<p>The minimum permissible holding after partial sale is 50 Units.<\\/p>\\n<p>Zero charges on Sale.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">MINIMUM INVESTMENT PERIOD<\\/td>\\n<td width=\\\"426\\\">\\n<p>The minimum investment period for investing in STL MMF is 30 days.<\\/p>\\n<p>The sale of Units within the minimum investment period would attract a penalty of 20% charge on the return earned.<\\/p>\\n<p>The minimum investment period commences from the day of the purchase of Units.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">UNDERLYING INVESTMENTS<\\/td>\\n<td width=\\\"426\\\">\\n<p>Nigerian Treasury Bills<\\/p>\\n<p>Promissory Notes issued by the Federal Government of Nigeria<\\/p>\\n<p>Bank Placements<\\/p>\\n<p>Commercial Papers<\\/p>\\n<p>Cash<\\/p>\\n<p>Other Money Market Instruments<\\/p>\\n<\\/td>\\n<\\/tr>\\n<\\/tbody>\\n<\\/table>\\n<p><span style=\\\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight );\\\">Kindly <\\/span><strong style=\\\"font-family: var( --e-global-typography-text-font-family ), Sans-serif;\\\"><u>click here<\\/u><\\/strong><span style=\\\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight );\\\"> to view the Prospectus of the STL MMF. <\\/span><span style=\\\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight );\\\">To start investing, please <\\/span><b><a href=\\\"https:\\/\\/app.stlassetmgt.com\\\" target=\\\"_blank\\\">click here<\\/a><span style=\\\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif;\\\">.<\\/span><\\/b><\\/p>\\n<p><strong> <\\/strong><\\/p>\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false},{\"id\":\"1b2246b\",\"elType\":\"section\",\"settings\":{\"background_background\":\"classic\",\"margin\":{\"unit\":\"%\",\"top\":\"05\",\"right\":0,\"bottom\":\"0\",\"left\":0,\"isLinked\":false},\"margin_tablet\":{\"unit\":\"%\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"margin_mobile\":{\"unit\":\"%\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"09eae8d\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"4879149\",\"elType\":\"widget\",\"settings\":{\"sec_title\":\"Everything you need, when you need it\",\"sec_sub_title\":\">>> More pooled investment options <<<\",\"_margin\":{\"unit\":\"%\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-7\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"%\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"%\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"pa_condition_repeater\":[],\"Section_Title_typo_typography\":\"custom\",\"Section_Title_typo_font_size\":{\"unit\":\"px\",\"size\":43,\"sizes\":[]},\"Section_Title_typo_text_transform\":\"none\",\"Section_Title_typo_line_height\":{\"unit\":\"px\",\"size\":55,\"sizes\":[]},\"Section_Sub_Title_typo_typography\":\"custom\",\"Section_Sub_Title_typo_font_size\":{\"unit\":\"px\",\"size\":17,\"sizes\":[]},\"Section_Sub_Title_typo_text_transform\":\"uppercase\",\"Section_Sub_Title_typo_line_height\":{\"unit\":\"px\",\"size\":63,\"sizes\":[]},\"Section_Sub_Title_typo_letter_spacing\":{\"unit\":\"px\",\"size\":1.3,\"sizes\":[]},\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[],\"widgetType\":\"section-header\"},{\"id\":\"4bd7ef0\",\"elType\":\"widget\",\"settings\":{\"features\":[{\"title\":\"Exchange Traded Funds (ETFs) (Coming Soon)\",\"summary\":\"Take the opportunity to achieve diversification more easily and seamlessly by buying and selling our ETFs on the Nigerian Exchange.\",\"_id\":\"56473e4\",\"icon\":{\"value\":\" icon-insurance-agent\",\"library\":\"insur-icon\"}},{\"title\":\"Specialized Funds (Coming Soon)\",\"summary\":\"We created these pooled investments to provide investors with access to a rare asset class. 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I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"e36997e\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"5f8ea78\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><strong>STL Money Market Fund<\\/strong> (STL MMF) is a Collective Investment Scheme that seeks to give prospective investors access to gain the required investment benefits on a portfolio of money market instruments at low risk.<\\/p>\\n<p>The investment objective of the STL MMF is to seek current income and preserve investment capital while maintaining high liquidity.<\\/p>\\n<p>STL MMF creates and offers units to prospective investors to gain this access. Also, STL MMF is open-ended as it allows investors to buy and sell these units continuously from the Fund Manager, STL Asset Management Limited.<\\/p>\\n<p>STL MMF is registered and regulated by the Securities and Exchange Commission (SEC).<\\/p>\\n<p>The following provides a summary of the STL MMF:<\\/p>\\n<p><strong> <\\/strong><\\/p>\\n<table width=\\\"612\\\">\\n<tbody>\\n<tr>\\n<td width=\\\"185\\\">METHOD OF ACCESS<\\/td>\\n<td width=\\\"426\\\">\\n<p>Purchase of Units from the Fund Manager<\\/p>\\n<p>Zero charges on Purchase.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">UNITS FOR PURCHASE<\\/td>\\n<td width=\\\"426\\\">Minimum of 50 units<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">UNIT PRICE<\\/td>\\n<td width=\\\"426\\\">N100.00 (always as the price doesn\\u2019t change)<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">AVAILABILITY OF UNITS<\\/td>\\n<td width=\\\"426\\\">\\n<p>Continuously<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">TARGET INVESTORS<\\/td>\\n<td width=\\\"426\\\">\\n<p>Investors who are interested in a steady stream of income at money market rates while preserving the value of their investments.<\\/p>\\n<p>Marketable to Retail Investors, High-Net-Worth Individuals, and Institutions.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">DISTRIBUTIONS<\\/td>\\n<td width=\\\"426\\\">\\n<p>STL MMF will distribute the income that has accrued on investment capital quarterly.<\\/p>\\n<p>Investors have the option to elect to receive their dividends via electronic transfer or reinvest by using the amounts to purchase additional units.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">METHOD OF EXIT<\\/td>\\n<td width=\\\"426\\\">\\n<p>Investors shall have the right to sell all or part of the Units to the Fund Manager at the Unit Price.<\\/p>\\n<p>The minimum permissible holding after partial sale is 50 Units.<\\/p>\\n<p>Zero charges on Sale.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">MINIMUM INVESTMENT PERIOD<\\/td>\\n<td width=\\\"426\\\">\\n<p>The minimum investment period for investing in STL MMF is 30 days.<\\/p>\\n<p>The sale of Units within the minimum investment period would attract a penalty of 20% charge on the return earned.<\\/p>\\n<p>The minimum investment period commences from the day of the purchase of Units.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">UNDERLYING INVESTMENTS<\\/td>\\n<td width=\\\"426\\\">\\n<p>Nigerian Treasury Bills<\\/p>\\n<p>Promissory Notes issued by the Federal Government of Nigeria<\\/p>\\n<p>Bank Placements<\\/p>\\n<p>Commercial Papers<\\/p>\\n<p>Cash<\\/p>\\n<p>Other Money Market Instruments<\\/p>\\n<\\/td>\\n<\\/tr>\\n<\\/tbody>\\n<\\/table>\\n<p><span style=\\\"color: var( --e-global-color-text ); 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I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"e36997e\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"5f8ea78\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><strong>STL Money Market Fund<\\/strong> (STL MMF) is a Collective Investment Scheme that seeks to give prospective investors access to gain the required investment benefits on a portfolio of money market instruments at low risk.<\\/p>\\n<p>The investment objective of the STL MMF is to seek current income and preserve investment capital while maintaining high liquidity.<\\/p>\\n<p>STL MMF creates and offers units to prospective investors to gain this access. Also, STL MMF is open-ended as it allows investors to buy and sell these units continuously from the Fund Manager, STL Asset Management Limited.<\\/p>\\n<p>STL MMF is registered and regulated by the Securities and Exchange Commission (SEC).<\\/p>\\n<p>The following provides a summary of the STL MMF:<\\/p>\\n<p><strong> <\\/strong><\\/p>\\n<table width=\\\"612\\\">\\n<tbody>\\n<tr>\\n<td width=\\\"185\\\">METHOD OF ACCESS<\\/td>\\n<td width=\\\"426\\\">\\n<p>Purchase of Units from the Fund Manager<\\/p>\\n<p>Zero charges on Purchase.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">UNITS FOR PURCHASE<\\/td>\\n<td width=\\\"426\\\">Minimum of 50 units<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">UNIT PRICE<\\/td>\\n<td width=\\\"426\\\">N100.00 (always as the price doesn\\u2019t change)<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">AVAILABILITY OF UNITS<\\/td>\\n<td width=\\\"426\\\">\\n<p>Continuously<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">TARGET INVESTORS<\\/td>\\n<td width=\\\"426\\\">\\n<p>Investors who are interested in a steady stream of income at money market rates while preserving the value of their investments.<\\/p>\\n<p>Marketable to Retail Investors, High-Net-Worth Individuals, and Institutions.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">DISTRIBUTIONS<\\/td>\\n<td width=\\\"426\\\">\\n<p>STL MMF will distribute the income that has accrued on investment capital quarterly.<\\/p>\\n<p>Investors have the option to elect to receive their dividends via electronic transfer or reinvest by using the amounts to purchase additional units.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">METHOD OF EXIT<\\/td>\\n<td width=\\\"426\\\">\\n<p>Investors shall have the right to sell all or part of the Units to the Fund Manager at the Unit Price.<\\/p>\\n<p>The minimum permissible holding after partial sale is 50 Units.<\\/p>\\n<p>Zero charges on Sale.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">MINIMUM INVESTMENT PERIOD<\\/td>\\n<td width=\\\"426\\\">\\n<p>The minimum investment period for investing in STL MMF is 30 days.<\\/p>\\n<p>The sale of Units within the minimum investment period would attract a penalty of 20% charge on the return earned.<\\/p>\\n<p>The minimum investment period commences from the day of the purchase of Units.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">UNDERLYING INVESTMENTS<\\/td>\\n<td width=\\\"426\\\">\\n<p>Nigerian Treasury Bills<\\/p>\\n<p>Promissory Notes issued by the Federal Government of Nigeria<\\/p>\\n<p>Bank Placements<\\/p>\\n<p>Commercial Papers<\\/p>\\n<p>Cash<\\/p>\\n<p>Other Money Market Instruments<\\/p>\\n<\\/td>\\n<\\/tr>\\n<\\/tbody>\\n<\\/table>\\n<p><span style=\\\"color: var( --e-global-color-text ); 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I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"e36997e\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"5f8ea78\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><strong>STL Money Market Fund<\\/strong> (STL MMF) is a Collective Investment Scheme that seeks to give prospective investors access to gain the required investment benefits on a portfolio of money market instruments at low risk.<\\/p><p>The investment objective of the STL MMF is to seek current income and preserve investment capital while maintaining high liquidity.<\\/p><p>STL MMF creates and offers units to prospective investors to gain this access. Also, STL MMF is open-ended as it allows investors to buy and sell these units continuously from the Fund Manager, STL Asset Management Limited.<\\/p><p>STL MMF is registered and regulated by the Securities and Exchange Commission (SEC).<\\/p><p>The following provides a summary of the STL MMF:<\\/p><p><strong>\\u00a0<\\/strong><\\/p><table width=\\\"612\\\"><tbody><tr><td width=\\\"185\\\">METHOD OF ACCESS<\\/td><td width=\\\"426\\\"><p>Purchase of Units from the Fund Manager<\\/p><p>Zero charges on Purchase.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNITS FOR PURCHASE<\\/td><td width=\\\"426\\\">Minimum of 50 units<\\/td><\\/tr><tr><td width=\\\"185\\\">UNIT PRICE<\\/td><td width=\\\"426\\\">N100.00 (always as the price doesn\\u2019t change)<\\/td><\\/tr><tr><td width=\\\"185\\\">AVAILABILITY OF UNITS<\\/td><td width=\\\"426\\\"><p>Continuously<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">TARGET INVESTORS<\\/td><td width=\\\"426\\\"><p>Investors who are interested in a steady stream of income at money market rates while preserving the value of their investments.<\\/p><p>Marketable to Retail Investors, High-Net-Worth Individuals, and Institutions.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">DISTRIBUTIONS<\\/td><td width=\\\"426\\\"><p>STL MMF will distribute the income that has accrued on investment capital quarterly.<\\/p><p>Investors have the option to elect to receive their dividends via electronic transfer or reinvest by using the amounts to purchase additional units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">METHOD OF EXIT<\\/td><td width=\\\"426\\\"><p>Investors shall have the right to sell all or part of the Units to the Fund Manager at the Unit Price.<\\/p><p>The minimum permissible holding after partial sale is 50 Units.<\\/p><p>Zero charges on Sale.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">MINIMUM INVESTMENT PERIOD<\\/td><td width=\\\"426\\\"><p>The minimum investment period for investing in STL MMF is 30 days.<\\/p><p>The sale of Units within the minimum investment period would attract a penalty of 20% charge on the return earned.<\\/p><p>The minimum investment period commences from the day of the purchase of Units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNDERLYING INVESTMENTS<\\/td><td width=\\\"426\\\"><p>Nigerian Treasury Bills<\\/p><p>Promissory Notes issued by the Federal Government of Nigeria<\\/p><p>Bank Placements<\\/p><p>Commercial Papers<\\/p><p>Cash<\\/p><p>Other Money Market Instruments<\\/p><\\/td><\\/tr><\\/tbody><\\/table><p><span style=\\\"color: var( --e-global-color-text ); 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I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"e36997e\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"5f8ea78\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><strong>STL Money Market Fund<\\/strong> (STL MMF) is a Collective Investment Scheme that seeks to give prospective investors access to gain the required investment benefits on a portfolio of money market instruments at low risk.<\\/p><p>The investment objective of the STL MMF is to seek current income and preserve investment capital while maintaining high liquidity.<\\/p><p>STL MMF creates and offers units to prospective investors to gain this access. Also, STL MMF is open-ended as it allows investors to buy and sell these units continuously from the Fund Manager, STL Asset Management Limited.<\\/p><p>STL MMF is registered and regulated by the Securities and Exchange Commission (SEC).<\\/p><p>The following provides a summary of the STL MMF:<\\/p><p><strong>\\u00a0<\\/strong><\\/p><table width=\\\"612\\\"><tbody><tr><td width=\\\"185\\\">METHOD OF ACCESS<\\/td><td width=\\\"426\\\"><p>Purchase of Units from the Fund Manager<\\/p><p>Zero charges on Purchase.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNITS FOR PURCHASE<\\/td><td width=\\\"426\\\">Minimum of 50 units<\\/td><\\/tr><tr><td width=\\\"185\\\">UNIT PRICE<\\/td><td width=\\\"426\\\">N100.00 (always as the price doesn\\u2019t change)<\\/td><\\/tr><tr><td width=\\\"185\\\">AVAILABILITY OF UNITS<\\/td><td width=\\\"426\\\"><p>Continuously<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">TARGET INVESTORS<\\/td><td width=\\\"426\\\"><p>Investors who are interested in a steady stream of income at money market rates while preserving the value of their investments.<\\/p><p>Marketable to Retail Investors, High-Net-Worth Individuals, and Institutions.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">DISTRIBUTIONS<\\/td><td width=\\\"426\\\"><p>STL MMF will distribute the income that has accrued on investment capital quarterly.<\\/p><p>Investors have the option to elect to receive their dividends via electronic transfer or reinvest by using the amounts to purchase additional units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">METHOD OF EXIT<\\/td><td width=\\\"426\\\"><p>Investors shall have the right to sell all or part of the Units to the Fund Manager at the Unit Price.<\\/p><p>The minimum permissible holding after partial sale is 50 Units.<\\/p><p>Zero charges on Sale.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">MINIMUM INVESTMENT PERIOD<\\/td><td width=\\\"426\\\"><p>The minimum investment period for investing in STL MMF is 30 days.<\\/p><p>The sale of Units within the minimum investment period would attract a penalty of 20% charge on the return earned.<\\/p><p>The minimum investment period commences from the day of the purchase of Units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNDERLYING INVESTMENTS<\\/td><td width=\\\"426\\\"><p>Nigerian Treasury Bills<\\/p><p>Promissory Notes issued by the Federal Government of Nigeria<\\/p><p>Bank Placements<\\/p><p>Commercial Papers<\\/p><p>Cash<\\/p><p>Other Money Market Instruments<\\/p><\\/td><\\/tr><\\/tbody><\\/table><p><span style=\\\"color: var( --e-global-color-text ); 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I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"e36997e\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"5f8ea78\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><strong>STL Money Market Fund<\\/strong> (STL MMF) is a Collective Investment Scheme that seeks to give prospective investors access to gain the required investment benefits on a portfolio of money market instruments at low risk.<\\/p><p>The investment objective of the STL MMF is to seek current income and preserve investment capital while maintaining high liquidity.<\\/p><p>STL MMF creates and offers units to prospective investors to gain this access. Also, STL MMF is open-ended as it allows investors to buy and sell these units continuously from the Fund Manager, STL Asset Management Limited.<\\/p><p>STL MMF is registered and regulated by the Securities and Exchange Commission (SEC).<\\/p><p>The following provides a summary of the STL MMF:<\\/p><p><strong>\\u00a0<\\/strong><\\/p><table width=\\\"612\\\"><tbody><tr><td width=\\\"185\\\">METHOD OF ACCESS<\\/td><td width=\\\"426\\\"><p>Purchase of Units from the Fund Manager<\\/p><p>Zero charges on Purchase.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNITS FOR PURCHASE<\\/td><td width=\\\"426\\\">Minimum of 50 units<\\/td><\\/tr><tr><td width=\\\"185\\\">UNIT PRICE<\\/td><td width=\\\"426\\\">N100.00 (always as the price doesn\\u2019t change)<\\/td><\\/tr><tr><td width=\\\"185\\\">AVAILABILITY OF UNITS<\\/td><td width=\\\"426\\\"><p>Continuously<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">TARGET INVESTORS<\\/td><td width=\\\"426\\\"><p>Investors who are interested in a steady stream of income at money market rates while preserving the value of their investments.<\\/p><p>Marketable to Retail Investors, High-Net-Worth Individuals, and Institutions.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">DISTRIBUTIONS<\\/td><td width=\\\"426\\\"><p>STL MMF will distribute the income that has accrued on investment capital quarterly.<\\/p><p>Investors have the option to elect to receive their dividends via electronic transfer or reinvest by using the amounts to purchase additional units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">METHOD OF EXIT<\\/td><td width=\\\"426\\\"><p>Investors shall have the right to sell all or part of the Units to the Fund Manager at the Unit Price.<\\/p><p>The minimum permissible holding after partial sale is 50 Units.<\\/p><p>Zero charges on Sale.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">MINIMUM INVESTMENT PERIOD<\\/td><td width=\\\"426\\\"><p>The minimum investment period for investing in STL MMF is 30 days.<\\/p><p>The sale of Units within the minimum investment period would attract a penalty of 20% charge on the return earned.<\\/p><p>The minimum investment period commences from the day of the purchase of Units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNDERLYING INVESTMENTS<\\/td><td width=\\\"426\\\"><p>Nigerian Treasury Bills<\\/p><p>Promissory Notes issued by the Federal Government of Nigeria<\\/p><p>Bank Placements<\\/p><p>Commercial Papers<\\/p><p>Cash<\\/p><p>Other Money Market Instruments<\\/p><\\/td><\\/tr><\\/tbody><\\/table><p><span style=\\\"color: var( --e-global-color-text ); 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I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"e36997e\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"5f8ea78\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><strong>STL Money Market Fund<\\/strong> (STL MMF) is a Collective Investment Scheme that seeks to give prospective investors access to gain the required investment benefits on a portfolio of money market instruments at low risk.<\\/p><p>The investment objective of the STL MMF is to seek current income and preserve investment capital while maintaining high liquidity.<\\/p><p>STL MMF creates and offers units to prospective investors to gain this access. Also, STL MMF is open-ended as it allows investors to buy and sell these units continuously from the Fund Manager, STL Asset Management Limited.<\\/p><p>STL MMF is registered and regulated by the Securities and Exchange Commission (SEC).<\\/p><p>The following provides a summary of the STL MMF:<\\/p><p><strong>\\u00a0<\\/strong><\\/p><table width=\\\"612\\\"><tbody><tr><td width=\\\"185\\\">METHOD OF ACCESS<\\/td><td width=\\\"426\\\"><p>Purchase of Units from the Fund Manager<\\/p><p>Zero charges on Purchase.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNITS FOR PURCHASE<\\/td><td width=\\\"426\\\">Minimum of 50 units<\\/td><\\/tr><tr><td width=\\\"185\\\">UNIT PRICE<\\/td><td width=\\\"426\\\">N100.00 (always as the price doesn\\u2019t change)<\\/td><\\/tr><tr><td width=\\\"185\\\">AVAILABILITY OF UNITS<\\/td><td width=\\\"426\\\"><p>Continuously<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">TARGET INVESTORS<\\/td><td width=\\\"426\\\"><p>Investors who are interested in a steady stream of income at money market rates while preserving the value of their investments.<\\/p><p>Marketable to Retail Investors, High-Net-Worth Individuals, and Institutions.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">DISTRIBUTIONS<\\/td><td width=\\\"426\\\"><p>STL MMF will distribute the income that has accrued on investment capital quarterly.<\\/p><p>Investors have the option to elect to receive their dividends via electronic transfer or reinvest by using the amounts to purchase additional units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">METHOD OF EXIT<\\/td><td width=\\\"426\\\"><p>Investors shall have the right to sell all or part of the Units to the Fund Manager at the Unit Price.<\\/p><p>The minimum permissible holding after partial sale is 50 Units.<\\/p><p>Zero charges on Sale.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">MINIMUM INVESTMENT PERIOD<\\/td><td width=\\\"426\\\"><p>The minimum investment period for investing in STL MMF is 30 days.<\\/p><p>The sale of Units within the minimum investment period would attract a penalty of 20% charge on the return earned.<\\/p><p>The minimum investment period commences from the day of the purchase of Units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNDERLYING INVESTMENTS<\\/td><td width=\\\"426\\\"><p>Nigerian Treasury Bills<\\/p><p>Promissory Notes issued by the Federal Government of Nigeria<\\/p><p>Bank Placements<\\/p><p>Commercial Papers<\\/p><p>Cash<\\/p><p>Other Money Market Instruments<\\/p><\\/td><\\/tr><\\/tbody><\\/table><p><span style=\\\"color: var( --e-global-color-text ); 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I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"e36997e\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"5f8ea78\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><strong>STL Money Market Fund<\\/strong> (STL MMF) is a Collective Investment Scheme that seeks to give prospective investors access to gain the required investment benefits on a portfolio of money market instruments at low risk.<\\/p><p>The investment objective of the STL MMF is to seek current income and preserve investment capital while maintaining high liquidity.<\\/p><p>STL MMF creates and offers units to prospective investors to gain this access. Also, STL MMF is open-ended as it allows investors to buy and sell these units continuously from the Fund Manager, STL Asset Management Limited.<\\/p><p>STL MMF is registered and regulated by the Securities and Exchange Commission (SEC).<\\/p><p>The following provides a summary of the STL MMF:<\\/p><p><strong>\\u00a0<\\/strong><\\/p><table width=\\\"612\\\"><tbody><tr><td width=\\\"185\\\">METHOD OF ACCESS<\\/td><td width=\\\"426\\\"><p>Purchase of Units from the Fund Manager<\\/p><p>Zero charges on Purchase.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNITS FOR PURCHASE<\\/td><td width=\\\"426\\\">Minimum of 50 units<\\/td><\\/tr><tr><td width=\\\"185\\\">UNIT PRICE<\\/td><td width=\\\"426\\\">N100.00 (always as the price doesn\\u2019t change)<\\/td><\\/tr><tr><td width=\\\"185\\\">AVAILABILITY OF UNITS<\\/td><td width=\\\"426\\\"><p>Continuously<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">TARGET INVESTORS<\\/td><td width=\\\"426\\\"><p>Investors who are interested in a steady stream of income at money market rates while preserving the value of their investments.<\\/p><p>Marketable to Retail Investors, High-Net-Worth Individuals, and Institutions.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">DISTRIBUTIONS<\\/td><td width=\\\"426\\\"><p>STL MMF will distribute the income that has accrued on investment capital quarterly.<\\/p><p>Investors have the option to elect to receive their dividends via electronic transfer or reinvest by using the amounts to purchase additional units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">METHOD OF EXIT<\\/td><td width=\\\"426\\\"><p>Investors shall have the right to sell all or part of the Units to the Fund Manager at the Unit Price.<\\/p><p>The minimum permissible holding after partial sale is 50 Units.<\\/p><p>Zero charges on Sale.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">MINIMUM INVESTMENT PERIOD<\\/td><td width=\\\"426\\\"><p>The minimum investment period for investing in STL MMF is 30 days.<\\/p><p>The sale of Units within the minimum investment period would attract a penalty of 20% charge on the return earned.<\\/p><p>The minimum investment period commences from the day of the purchase of Units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNDERLYING INVESTMENTS<\\/td><td width=\\\"426\\\"><p>Nigerian Treasury Bills<\\/p><p>Promissory Notes issued by the Federal Government of Nigeria<\\/p><p>Bank Placements<\\/p><p>Commercial Papers<\\/p><p>Cash<\\/p><p>Other Money Market Instruments<\\/p><\\/td><\\/tr><\\/tbody><\\/table><p><span style=\\\"color: var( --e-global-color-text ); 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I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"e36997e\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"5f8ea78\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><strong>STL Money Market Fund<\\/strong> (STL MMF) is a Collective Investment Scheme that seeks to give prospective investors access to gain the required investment benefits on a portfolio of money market instruments at low risk.<\\/p><p>The investment objective of the STL MMF is to seek current income and preserve investment capital while maintaining high liquidity.<\\/p><p>STL MMF creates and offers units to prospective investors to gain this access. Also, STL MMF is open-ended as it allows investors to buy and sell these units continuously from the Fund Manager, STL Asset Management Limited.<\\/p><p>STL MMF is registered and regulated by the Securities and Exchange Commission (SEC).<\\/p><p>The following provides a summary of the STL MMF:<\\/p><p><strong>\\u00a0<\\/strong><\\/p><table width=\\\"612\\\"><tbody><tr><td width=\\\"185\\\">METHOD OF ACCESS<\\/td><td width=\\\"426\\\"><p>Purchase of Units from the Fund Manager<\\/p><p>Zero charges on Purchase.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNITS FOR PURCHASE<\\/td><td width=\\\"426\\\">Minimum of 50 units<\\/td><\\/tr><tr><td width=\\\"185\\\">UNIT PRICE<\\/td><td width=\\\"426\\\">N100.00 (always as the price doesn\\u2019t change)<\\/td><\\/tr><tr><td width=\\\"185\\\">AVAILABILITY OF UNITS<\\/td><td width=\\\"426\\\"><p>Continuously<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">TARGET INVESTORS<\\/td><td width=\\\"426\\\"><p>Investors who are interested in a steady stream of income at money market rates while preserving the value of their investments.<\\/p><p>Marketable to Retail Investors, High-Net-Worth Individuals, and Institutions.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">DISTRIBUTIONS<\\/td><td width=\\\"426\\\"><p>STL MMF will distribute the income that has accrued on investment capital quarterly.<\\/p><p>Investors have the option to elect to receive their dividends via electronic transfer or reinvest by using the amounts to purchase additional units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">METHOD OF EXIT<\\/td><td width=\\\"426\\\"><p>Investors shall have the right to sell all or part of the Units to the Fund Manager at the Unit Price.<\\/p><p>The minimum permissible holding after partial sale is 50 Units.<\\/p><p>Zero charges on Sale.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">MINIMUM INVESTMENT PERIOD<\\/td><td width=\\\"426\\\"><p>The minimum investment period for investing in STL MMF is 30 days.<\\/p><p>The sale of Units within the minimum investment period would attract a penalty of 20% charge on the return earned.<\\/p><p>The minimum investment period commences from the day of the purchase of Units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNDERLYING INVESTMENTS<\\/td><td width=\\\"426\\\"><p>Nigerian Treasury Bills<\\/p><p>Promissory Notes issued by the Federal Government of Nigeria<\\/p><p>Bank Placements<\\/p><p>Commercial Papers<\\/p><p>Cash<\\/p><p>Other Money Market Instruments<\\/p><\\/td><\\/tr><\\/tbody><\\/table><p><span style=\\\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight );\\\">Kindly <\\/span><strong style=\\\"font-family: var( --e-global-typography-text-font-family ), Sans-serif;\\\"><u>click here<\\/u><\\/strong><span style=\\\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight );\\\"> to view the Prospectus of the STL MMF.\\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0<\\/span><span style=\\\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight );\\\">To start investing, please\\u00a0<\\/span><b><a href=\\\"https:\\/\\/app.stlassetmgt.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">click here<\\/a><span style=\\\"color: var( --e-global-color-text ); 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I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"e36997e\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"5f8ea78\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><strong>STL Money Market Fund<\\/strong> (STL MMF) is a Collective Investment Scheme that seeks to give prospective investors access to gain the required investment benefits on a portfolio of money market instruments at low risk.<\\/p><p>The investment objective of the STL MMF is to seek current income and preserve investment capital while maintaining high liquidity.<\\/p><p>STL MMF creates and offers units to prospective investors to gain this access. 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I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"e36997e\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"5f8ea78\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><strong>STL Money Market Fund<\\/strong> (STL MMF) is a Collective Investment Scheme that seeks to give prospective investors access to gain the required investment benefits on a portfolio of money market instruments at low risk.<\\/p><p>The investment objective of the STL MMF is to seek current income and preserve investment capital while maintaining high liquidity.<\\/p><p>STL MMF creates and offers units to prospective investors to gain this access. 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I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"e36997e\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"5f8ea78\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><strong>STL Money Market Fund<\\/strong> (STL MMF) is a Collective Investment Scheme that seeks to give prospective investors access to gain the required investment benefits on a portfolio of money market instruments at low risk.<\\/p><p>The investment objective of the STL MMF is to seek current income and preserve investment capital while maintaining high liquidity.<\\/p><p>STL MMF creates and offers units to prospective investors to gain this access. Also, STL MMF is open-ended as it allows investors to buy and sell these units continuously from the Fund Manager, STL Asset Management Limited.<\\/p><p>STL MMF is registered and regulated by the Securities and Exchange Commission (SEC).<\\/p><p>The following provides a summary of the STL MMF:<\\/p><p><strong>\\u00a0<\\/strong><\\/p><table width=\\\"612\\\"><tbody><tr><td width=\\\"185\\\">METHOD OF ACCESS<\\/td><td width=\\\"426\\\"><p>Purchase of Units from the Fund Manager<\\/p><p>Zero charges on Purchase.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNITS FOR PURCHASE<\\/td><td width=\\\"426\\\">Minimum of 50 units<\\/td><\\/tr><tr><td width=\\\"185\\\">UNIT PRICE<\\/td><td width=\\\"426\\\">N100.00 (always as the price doesn\\u2019t change)<\\/td><\\/tr><tr><td width=\\\"185\\\">AVAILABILITY OF UNITS<\\/td><td width=\\\"426\\\"><p>Continuously<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">TARGET INVESTORS<\\/td><td width=\\\"426\\\"><p>Investors who are interested in a steady stream of income at money market rates while preserving the value of their investments.<\\/p><p>Marketable to Retail Investors, High-Net-Worth Individuals, and Institutions.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">DISTRIBUTIONS<\\/td><td width=\\\"426\\\"><p>STL MMF will distribute the income that has accrued on investment capital quarterly.<\\/p><p>Investors have the option to elect to receive their dividends via electronic transfer or reinvest by using the amounts to purchase additional units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">METHOD OF EXIT<\\/td><td width=\\\"426\\\"><p>Investors shall have the right to sell all or part of the Units to the Fund Manager at the Unit Price.<\\/p><p>The minimum permissible holding after partial sale is 50 Units.<\\/p><p>Zero charges on Sale.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">MINIMUM INVESTMENT PERIOD<\\/td><td width=\\\"426\\\"><p>The minimum investment period for investing in STL MMF is 30 days.<\\/p><p>The sale of Units within the minimum investment period would attract a penalty of 20% charge on the return earned.<\\/p><p>The minimum investment period commences from the day of the purchase of Units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNDERLYING INVESTMENTS<\\/td><td width=\\\"426\\\"><p>Nigerian Treasury Bills<\\/p><p>Promissory Notes issued by the Federal Government of Nigeria<\\/p><p>Bank Placements<\\/p><p>Commercial Papers<\\/p><p>Cash<\\/p><p>Other Money Market Instruments<\\/p><\\/td><\\/tr><\\/tbody><\\/table><p><span style=\\\"color: var( --e-global-color-text ); 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tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[],\"isInner\":false}],\"isInner\":false},{\"id\":\"092ca2e\",\"elType\":\"section\",\"settings\":{\"background_background\":\"classic\",\"margin\":{\"unit\":\"%\",\"top\":\"0\",\"right\":0,\"bottom\":\"0\",\"left\":0,\"isLinked\":false},\"margin_tablet\":{\"unit\":\"%\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"margin_mobile\":{\"unit\":\"%\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"pa_condition_repeater\":[],\"background_color\":\"#F7F7F7\",\"background_image\":{\"url\":\"\",\"id\":\"\",\"alt\":\"\",\"source\":\"library\"},\"padding\":{\"unit\":\"%\",\"top\":\"2\",\"right\":\"0\",\"bottom\":\"5\",\"left\":\"0\",\"isLinked\":false},\"padding_tablet\":{\"unit\":\"%\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"padding_mobile\":{\"unit\":\"%\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"e36997e\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"5f8ea78\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><strong>STL Money Market Fund<\\/strong> (STL MMF) is a Collective Investment Scheme that seeks to give prospective investors access to gain the required investment benefits on a portfolio of money market instruments at low risk.<\\/p><p>The investment objective of the STL MMF is to seek current income and preserve investment capital while maintaining high liquidity.<\\/p><p>STL MMF creates and offers units to prospective investors to gain this access. Also, STL MMF is open-ended as it allows investors to buy and sell these units continuously from the Fund Manager, STL Asset Management Limited.<\\/p><p>STL MMF is registered and regulated by the Securities and Exchange Commission (SEC).<\\/p><p>The following provides a summary of the STL MMF:<\\/p><p><strong>\\u00a0<\\/strong><\\/p><table width=\\\"612\\\"><tbody><tr><td width=\\\"185\\\">METHOD OF ACCESS<\\/td><td width=\\\"426\\\"><p>Purchase of Units from the Fund Manager<\\/p><p>Zero charges on Purchase.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNITS FOR PURCHASE<\\/td><td width=\\\"426\\\">Minimum of 50 units<\\/td><\\/tr><tr><td width=\\\"185\\\">UNIT PRICE<\\/td><td width=\\\"426\\\">N100.00 (always as the price doesn\\u2019t change)<\\/td><\\/tr><tr><td width=\\\"185\\\">AVAILABILITY OF UNITS<\\/td><td width=\\\"426\\\"><p>Continuously<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">TARGET INVESTORS<\\/td><td width=\\\"426\\\"><p>Investors who are interested in a steady stream of income at money market rates while preserving the value of their investments.<\\/p><p>Marketable to Retail Investors, High-Net-Worth Individuals, and Institutions.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">DISTRIBUTIONS<\\/td><td width=\\\"426\\\"><p>STL MMF will distribute the income that has accrued on investment capital quarterly.<\\/p><p>Investors have the option to elect to receive their dividends via electronic transfer or reinvest by using the amounts to purchase additional units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">METHOD OF EXIT<\\/td><td width=\\\"426\\\"><p>Investors shall have the right to sell all or part of the Units to the Fund Manager at the Unit Price.<\\/p><p>The minimum permissible holding after partial sale is 50 Units.<\\/p><p>Zero charges on Sale.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">MINIMUM INVESTMENT PERIOD<\\/td><td width=\\\"426\\\"><p>The minimum investment period for investing in STL MMF is 30 days.<\\/p><p>The sale of Units within the minimum investment period would attract a penalty of 20% charge on the return earned.<\\/p><p>The minimum investment period commences from the day of the purchase of Units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNDERLYING INVESTMENTS<\\/td><td width=\\\"426\\\"><p>Nigerian Treasury Bills<\\/p><p>Promissory Notes issued by the Federal Government of Nigeria<\\/p><p>Bank Placements<\\/p><p>Commercial Papers<\\/p><p>Cash<\\/p><p>Other Money Market Instruments<\\/p><\\/td><\\/tr><\\/tbody><\\/table><p><span style=\\\"color: var( --e-global-color-text ); 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I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"e36997e\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"5f8ea78\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><strong>STL Money Market Fund<\\/strong> (STL MMF) is a Collective Investment Scheme that seeks to give prospective investors access to gain the required investment benefits on a portfolio of money market instruments at low risk.<\\/p><p><br><\\/p>\\n<p><\\/p>\\n<p>The investment objective of the STL MMF is to seek current income and preserve investment capital while maintaining high liquidity.<\\/p><p><br><\\/p>\\n<p><\\/p>\\n<p>STL MMF creates and offers units to prospective investors to gain this access. Also, STL MMF is open-ended as it allows investors to buy and sell these units continuously from the Fund Manager, STL Asset Management Limited.<\\/p><p><br><\\/p>\\n<p>STL MMF is registered and regulated by the Securities and Exchange Commission (SEC).<\\/p><p><br><\\/p>\\n<p>The following provides a summary of the STL MMF:<\\/p>\\n<p><strong> <\\/strong><\\/p>\\n<table width=\\\"612\\\">\\n<tbody>\\n<tr>\\n<td width=\\\"185\\\">METHOD OF ACCESS<\\/td>\\n<td width=\\\"426\\\">\\n<p>Purchase of Units from the Fund Manager<\\/p>\\n<p>Zero charges on Purchase.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">UNITS FOR PURCHASE<\\/td>\\n<td width=\\\"426\\\">Minimum of 50 units<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">UNIT PRICE<\\/td>\\n<td width=\\\"426\\\">N100.00 (always as the price doesn\\u2019t change)<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">AVAILABILITY OF UNITS<\\/td>\\n<td width=\\\"426\\\">\\n<p>Continuously<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">TARGET INVESTORS<\\/td>\\n<td width=\\\"426\\\">\\n<p>Investors who are interested in a steady stream of income at money market rates while preserving the value of their investments.<\\/p>\\n<p>Marketable to Retail Investors, High-Net-Worth Individuals, and Institutions.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">DISTRIBUTIONS<\\/td>\\n<td width=\\\"426\\\">\\n<p>STL MMF will distribute the income that has accrued on investment capital quarterly.<\\/p>\\n<p>Investors have the option to elect to receive their dividends via electronic transfer or reinvest by using the amounts to purchase additional units.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">METHOD OF EXIT<\\/td>\\n<td width=\\\"426\\\">\\n<p>Investors shall have the right to sell all or part of the Units to the Fund Manager at the Unit Price.<\\/p>\\n<p>The minimum permissible holding after partial sale is 50 Units.<\\/p>\\n<p>Zero charges on Sale.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">MINIMUM INVESTMENT PERIOD<\\/td>\\n<td width=\\\"426\\\">\\n<p>The minimum investment period for investing in STL MMF is 30 days.<\\/p>\\n<p>The sale of Units within the minimum investment period would attract a penalty of 20% charge on the return earned.<\\/p>\\n<p>The minimum investment period commences from the day of the purchase of Units.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">UNDERLYING INVESTMENTS<\\/td>\\n<td width=\\\"426\\\">\\n<p>Nigerian Treasury Bills<\\/p>\\n<p>Promissory Notes issued by the Federal Government of Nigeria<\\/p>\\n<p>Bank Placements<\\/p>\\n<p>Commercial Papers<\\/p>\\n<p>Cash<\\/p>\\n<p>Other Money Market Instruments<\\/p>\\n<\\/td>\\n<\\/tr>\\n<\\/tbody>\\n<\\/table>\\n<p><span style=\\\"color: var( --e-global-color-text ); 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I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"e36997e\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"5f8ea78\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><strong>STL Money Market Fund<\\/strong> (STL MMF) is a Collective Investment Scheme that seeks to give prospective investors access to gain the required investment benefits on a portfolio of money market instruments at low risk.<\\/p><p>\\u00a0<\\/p><p>\\u00a0<\\/p><p>The investment objective of the STL MMF is to seek current income and preserve investment capital while maintaining high liquidity.<\\/p><p>\\u00a0<\\/p><p>\\u00a0<\\/p><p>STL MMF creates and offers units to prospective investors to gain this access. Also, STL MMF is open-ended as it allows investors to buy and sell these units continuously from the Fund Manager, STL Asset Management Limited.<\\/p><p>\\u00a0<\\/p><p>STL MMF is registered and regulated by the Securities and Exchange Commission (SEC).<\\/p><p>\\u00a0<\\/p><p>The following provides a summary of the STL MMF:<\\/p><p><strong>\\u00a0<\\/strong><\\/p><table width=\\\"612\\\"><tbody><tr><td width=\\\"185\\\">METHOD OF ACCESS<\\/td><td width=\\\"426\\\"><p>Purchase of Units from the Fund Manager<\\/p><p>Zero charges on Purchase.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNITS FOR PURCHASE<\\/td><td width=\\\"426\\\">Minimum of 50 units<\\/td><\\/tr><tr><td width=\\\"185\\\">UNIT PRICE<\\/td><td width=\\\"426\\\">N100.00 (always as the price doesn\\u2019t change)<\\/td><\\/tr><tr><td width=\\\"185\\\">AVAILABILITY OF UNITS<\\/td><td width=\\\"426\\\"><p>Continuously<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">TARGET INVESTORS<\\/td><td width=\\\"426\\\"><p>Investors who are interested in a steady stream of income at money market rates while preserving the value of their investments.<\\/p><p>Marketable to Retail Investors, High-Net-Worth Individuals, and Institutions.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">DISTRIBUTIONS<\\/td><td width=\\\"426\\\"><p>STL MMF will distribute the income that has accrued on investment capital quarterly.<\\/p><p>Investors have the option to elect to receive their dividends via electronic transfer or reinvest by using the amounts to purchase additional units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">METHOD OF EXIT<\\/td><td width=\\\"426\\\"><p>Investors shall have the right to sell all or part of the Units to the Fund Manager at the Unit Price.<\\/p><p>The minimum permissible holding after partial sale is 50 Units.<\\/p><p>Zero charges on Sale.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">MINIMUM INVESTMENT PERIOD<\\/td><td width=\\\"426\\\"><p>The minimum investment period for investing in STL MMF is 30 days.<\\/p><p>The sale of Units within the minimum investment period would attract a penalty of 20% charge on the return earned.<\\/p><p>The minimum investment period commences from the day of the purchase of Units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNDERLYING INVESTMENTS<\\/td><td width=\\\"426\\\"><p>Nigerian Treasury Bills<\\/p><p>Promissory Notes issued by the Federal Government of Nigeria<\\/p><p>Bank Placements<\\/p><p>Commercial Papers<\\/p><p>Cash<\\/p><p>Other Money Market Instruments<\\/p><\\/td><\\/tr><\\/tbody><\\/table><p><span style=\\\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight );\\\">Kindly <\\/span><strong style=\\\"font-family: var( --e-global-typography-text-font-family ), Sans-serif;\\\"><u>click here<\\/u><\\/strong><span style=\\\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight );\\\"> to view the Prospectus of the STL MMF.\\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0<\\/span><span style=\\\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight );\\\">To start investing, please\\u00a0<\\/span><b><a href=\\\"https:\\/\\/app.stlassetmgt.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">click here<\\/a><span style=\\\"color: var( --e-global-color-text ); 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I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"e36997e\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"5f8ea78\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><strong>STL Money Market Fund<\\/strong> (STL MMF) is a Collective Investment Scheme that seeks to give prospective investors access to gain the required investment benefits on a portfolio of money market instruments at low risk.<\\/p><p>\\u00a0<\\/p><p>\\u00a0<\\/p><p>The investment objective of the STL MMF is to seek current income and preserve investment capital while maintaining high liquidity.<\\/p><p>\\u00a0<\\/p><p>\\u00a0<\\/p><p>STL MMF creates and offers units to prospective investors to gain this access. Also, STL MMF is open-ended as it allows investors to buy and sell these units continuously from the Fund Manager, STL Asset Management Limited.<\\/p><p>\\u00a0<\\/p><p>STL MMF is registered and regulated by the Securities and Exchange Commission (SEC).<\\/p><p>\\u00a0<\\/p><p>The following provides a summary of the STL MMF:<\\/p><p><strong>\\u00a0<\\/strong><\\/p><table width=\\\"612\\\"><tbody><tr><td width=\\\"185\\\">METHOD OF ACCESS<\\/td><td width=\\\"426\\\"><p>Purchase of Units from the Fund Manager<\\/p><p>Zero charges on Purchase.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNITS FOR PURCHASE<\\/td><td width=\\\"426\\\">Minimum of 50 units<\\/td><\\/tr><tr><td width=\\\"185\\\">UNIT PRICE<\\/td><td width=\\\"426\\\">N100.00 (always as the price doesn\\u2019t change)<\\/td><\\/tr><tr><td width=\\\"185\\\">AVAILABILITY OF UNITS<\\/td><td width=\\\"426\\\"><p>Continuously<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">TARGET INVESTORS<\\/td><td width=\\\"426\\\"><p>Investors who are interested in a steady stream of income at money market rates while preserving the value of their investments.<\\/p><p>Marketable to Retail Investors, High-Net-Worth Individuals, and Institutions.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">DISTRIBUTIONS<\\/td><td width=\\\"426\\\"><p>STL MMF will distribute the income that has accrued on investment capital quarterly.<\\/p><p>Investors have the option to elect to receive their dividends via electronic transfer or reinvest by using the amounts to purchase additional units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">METHOD OF EXIT<\\/td><td width=\\\"426\\\"><p>Investors shall have the right to sell all or part of the Units to the Fund Manager at the Unit Price.<\\/p><p>The minimum permissible holding after partial sale is 50 Units.<\\/p><p>Zero charges on Sale.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">MINIMUM INVESTMENT PERIOD<\\/td><td width=\\\"426\\\"><p>The minimum investment period for investing in STL MMF is 30 days.<\\/p><p>The sale of Units within the minimum investment period would attract a penalty of 20% charge on the return earned.<\\/p><p>The minimum investment period commences from the day of the purchase of Units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNDERLYING INVESTMENTS<\\/td><td width=\\\"426\\\"><p>Nigerian Treasury Bills<\\/p><p>Promissory Notes issued by the Federal Government of Nigeria<\\/p><p>Bank Placements<\\/p><p>Commercial Papers<\\/p><p>Cash<\\/p><p>Other Money Market Instruments<\\/p><\\/td><\\/tr><\\/tbody><\\/table><p><span style=\\\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight );\\\">Kindly <\\/span><strong style=\\\"font-family: var( --e-global-typography-text-font-family ), Sans-serif;\\\"><u>click here<\\/u><\\/strong><span style=\\\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight );\\\"> to view the Prospectus of the STL MMF.\\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0<\\/span><span style=\\\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight );\\\">To start investing, please\\u00a0<\\/span><b><a href=\\\"https:\\/\\/app.stlassetmgt.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">click here<\\/a><span style=\\\"color: var( --e-global-color-text ); 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I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"e36997e\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"5f8ea78\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><strong>STL Money Market Fund<\\/strong> (STL MMF) is a Collective Investment Scheme that seeks to give prospective investors access to gain the required investment benefits on a portfolio of money market instruments at low risk.<\\/p><p>\\u00a0<\\/p><p>\\u00a0<\\/p><p>The investment objective of the STL MMF is to seek current income and preserve investment capital while maintaining high liquidity.<\\/p><p>\\u00a0<\\/p><p>\\u00a0<\\/p><p>STL MMF creates and offers units to prospective investors to gain this access. Also, STL MMF is open-ended as it allows investors to buy and sell these units continuously from the Fund Manager, STL Asset Management Limited.<\\/p><p>\\u00a0<\\/p><p>STL MMF is registered and regulated by the Securities and Exchange Commission (SEC).<\\/p><p>\\u00a0<\\/p><p>The following provides a summary of the STL MMF:<\\/p><p><strong>\\u00a0<\\/strong><\\/p><table width=\\\"612\\\"><tbody><tr><td width=\\\"185\\\">METHOD OF ACCESS<\\/td><td width=\\\"426\\\"><p>Purchase of Units from the Fund Manager<\\/p><p>Zero charges on Purchase.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNITS FOR PURCHASE<\\/td><td width=\\\"426\\\">Minimum of 50 units<\\/td><\\/tr><tr><td width=\\\"185\\\">UNIT PRICE<\\/td><td width=\\\"426\\\">N100.00 (always as the price doesn\\u2019t change)<\\/td><\\/tr><tr><td width=\\\"185\\\">AVAILABILITY OF UNITS<\\/td><td width=\\\"426\\\"><p>Continuously<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">TARGET INVESTORS<\\/td><td width=\\\"426\\\"><p>Investors who are interested in a steady stream of income at money market rates while preserving the value of their investments.<\\/p><p>Marketable to Retail Investors, High-Net-Worth Individuals, and Institutions.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">DISTRIBUTIONS<\\/td><td width=\\\"426\\\"><p>STL MMF will distribute the income that has accrued on investment capital quarterly.<\\/p><p>Investors have the option to elect to receive their dividends via electronic transfer or reinvest by using the amounts to purchase additional units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">METHOD OF EXIT<\\/td><td width=\\\"426\\\"><p>Investors shall have the right to sell all or part of the Units to the Fund Manager at the Unit Price.<\\/p><p>The minimum permissible holding after partial sale is 50 Units.<\\/p><p>Zero charges on Sale.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">MINIMUM INVESTMENT PERIOD<\\/td><td width=\\\"426\\\"><p>The minimum investment period for investing in STL MMF is 30 days.<\\/p><p>The sale of Units within the minimum investment period would attract a penalty of 20% charge on the return earned.<\\/p><p>The minimum investment period commences from the day of the purchase of Units.<\\/p><\\/td><\\/tr><tr><td width=\\\"185\\\">UNDERLYING INVESTMENTS<\\/td><td width=\\\"426\\\"><p>Nigerian Treasury Bills<\\/p><p>Promissory Notes issued by the Federal Government of Nigeria<\\/p><p>Bank Placements<\\/p><p>Commercial Papers<\\/p><p>Cash<\\/p><p>Other Money Market Instruments<\\/p><\\/td><\\/tr><\\/tbody><\\/table><p><span style=\\\"color: var( --e-global-color-text ); 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I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"e36997e\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"5f8ea78\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><strong>STL Money Market Fund<\\/strong> (STL MMF) is a Collective Investment Scheme that seeks to give prospective investors access to gain the required investment benefits on a portfolio of money market instruments at low risk.<\\/p><p><br><\\/p>\\n<p><\\/p>\\n<p>The investment objective of the STL MMF is to seek current income and preserve investment capital while maintaining high liquidity.<\\/p><p><br><\\/p>\\n<p><\\/p>\\n<p>STL MMF creates and offers units to prospective investors to gain this access. Also, STL MMF is open-ended as it allows investors to buy and sell these units continuously from the Fund Manager, STL Asset Management Limited.<\\/p><p><br><\\/p>\\n<p><\\/p>\\n<p>STL MMF is registered and regulated by the Securities and Exchange Commission (SEC).<\\/p><p><br><\\/p>\\n<p><\\/p>\\n<p>The following provides a summary of the STL MMF:<\\/p>\\n<p><strong> <\\/strong><\\/p>\\n<table width=\\\"612\\\">\\n<tbody>\\n<tr>\\n<td width=\\\"185\\\">METHOD OF ACCESS<\\/td>\\n<td width=\\\"426\\\">\\n<p>Purchase of Units from the Fund Manager<\\/p>\\n<p>Zero charges on Purchase.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">UNITS FOR PURCHASE<\\/td>\\n<td width=\\\"426\\\">Minimum of 50 units<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">UNIT PRICE<\\/td>\\n<td width=\\\"426\\\">N100.00 (always as the price doesn\\u2019t change)<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">AVAILABILITY OF UNITS<\\/td>\\n<td width=\\\"426\\\">\\n<p>Continuously<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">TARGET INVESTORS<\\/td>\\n<td width=\\\"426\\\">\\n<p>Investors who are interested in a steady stream of income at money market rates while preserving the value of their investments.<\\/p>\\n<p>Marketable to Retail Investors, High-Net-Worth Individuals, and Institutions.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">DISTRIBUTIONS<\\/td>\\n<td width=\\\"426\\\">\\n<p>STL MMF will distribute the income that has accrued on investment capital quarterly.<\\/p>\\n<p>Investors have the option to elect to receive their dividends via electronic transfer or reinvest by using the amounts to purchase additional units.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">METHOD OF EXIT<\\/td>\\n<td width=\\\"426\\\">\\n<p>Investors shall have the right to sell all or part of the Units to the Fund Manager at the Unit Price.<\\/p>\\n<p>The minimum permissible holding after partial sale is 50 Units.<\\/p>\\n<p>Zero charges on Sale.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">MINIMUM INVESTMENT PERIOD<\\/td>\\n<td width=\\\"426\\\">\\n<p>The minimum investment period for investing in STL MMF is 30 days.<\\/p>\\n<p>The sale of Units within the minimum investment period would attract a penalty of 20% charge on the return earned.<\\/p>\\n<p>The minimum investment period commences from the day of the purchase of Units.<\\/p>\\n<\\/td>\\n<\\/tr>\\n<tr>\\n<td width=\\\"185\\\">UNDERLYING INVESTMENTS<\\/td>\\n<td width=\\\"426\\\">\\n<p>Nigerian Treasury Bills<\\/p>\\n<p>Promissory Notes issued by the Federal Government of Nigeria<\\/p>\\n<p>Bank Placements<\\/p>\\n<p>Commercial Papers<\\/p>\\n<p>Cash<\\/p>\\n<p>Other Money Market Instruments<\\/p>\\n<\\/td>\\n<\\/tr>\\n<\\/tbody>\\n<\\/table>\\n<p><span style=\\\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight );\\\">Kindly <\\/span><strong style=\\\"font-family: var( --e-global-typography-text-font-family ), Sans-serif;\\\"><u>click here<\\/u><\\/strong><span style=\\\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight );\\\"> to view the Prospectus of the STL MMF. <\\/span><span style=\\\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight );\\\">To start investing, please <\\/span><b><a href=\\\"https:\\/\\/app.stlassetmgt.com\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">click here<\\/a><span style=\\\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif;\\\">.<\\/span><\\/b><\\/p>\\n<p><strong> <\\/strong><\\/p>\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false},{\"id\":\"1b2246b\",\"elType\":\"section\",\"settings\":{\"background_background\":\"classic\",\"margin\":{\"unit\":\"%\",\"top\":\"05\",\"right\":0,\"bottom\":\"0\",\"left\":0,\"isLinked\":false},\"margin_tablet\":{\"unit\":\"%\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"margin_mobile\":{\"unit\":\"%\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"09eae8d\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"background_background\":\"classic\",\"pa_condition_repeater\":[],\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[{\"id\":\"4879149\",\"elType\":\"widget\",\"settings\":{\"sec_title\":\"Everything you need, when you need it\",\"sec_sub_title\":\">>> More pooled investment options <<<\",\"_margin\":{\"unit\":\"%\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"-7\",\"left\":\"0\",\"isLinked\":false},\"_margin_tablet\":{\"unit\":\"%\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_margin_mobile\":{\"unit\":\"%\",\"top\":\"\",\"right\":\"\",\"bottom\":\"\",\"left\":\"\",\"isLinked\":true},\"_padding\":{\"unit\":\"px\",\"top\":\"0\",\"right\":\"0\",\"bottom\":\"0\",\"left\":\"0\",\"isLinked\":false},\"pa_condition_repeater\":[],\"Section_Title_typo_typography\":\"custom\",\"Section_Title_typo_font_size\":{\"unit\":\"px\",\"size\":43,\"sizes\":[]},\"Section_Title_typo_text_transform\":\"none\",\"Section_Title_typo_line_height\":{\"unit\":\"px\",\"size\":55,\"sizes\":[]},\"Section_Sub_Title_typo_typography\":\"custom\",\"Section_Sub_Title_typo_font_size\":{\"unit\":\"px\",\"size\":17,\"sizes\":[]},\"Section_Sub_Title_typo_text_transform\":\"uppercase\",\"Section_Sub_Title_typo_line_height\":{\"unit\":\"px\",\"size\":63,\"sizes\":[]},\"Section_Sub_Title_typo_letter_spacing\":{\"unit\":\"px\",\"size\":1.3,\"sizes\":[]},\"premium_tooltip_text\":\"Hi, I\'m a global tooltip.\",\"premium_tooltip_position\":\"top,bottom\"},\"elements\":[],\"widgetType\":\"section-header\"},{\"id\":\"4bd7ef0\",\"elType\":\"widget\",\"settings\":{\"features\":[{\"title\":\"Exchange Traded Funds (ETFs) (Coming Soon)\",\"summary\":\"Take the opportunity to achieve diversification more easily and seamlessly by buying and selling our ETFs on the Nigerian Exchange.\",\"_id\":\"56473e4\",\"icon\":{\"value\":\" icon-insurance-agent\",\"library\":\"insur-icon\"}},{\"title\":\"Specialized Funds (Coming Soon)\",\"summary\":\"We created these pooled investments to provide investors with access to a rare asset class. 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